Goddess of Love: Caution: Before you go to the bank (Please Read)
Hi Everyone, Just wanted to share a quick scenario with you that happened today.
I took my friend to the bank today to open up her bank accounts before hand so that she would have them ready to go for when we get our 800 #'s. (Keep in mind she is 70 Years old).
When I picked her up, I asked her to make sure she had 2 forms of I.D. She doesn't have a SS card, just a DL and a birth certificate.
When she got in the car, I asked her to go get a copy of her utility bill....just in case they didn't accept the birth certificate. (Better to be prepared than not, right?)
So she went in and grabbed a utility bill, gets back in the car and off we go. We drive 45 minutes to get to the bank. We go in, and start the procedure to open the accounts. She was asked to present her two forms of I.D. She presented her DL and her birth certificate.
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The bank informed her that unfortunately they will not accept a birth certificate, however, they would take a copy of her utility bill if she had one with her. And she did. (Good thing.) Low and behold, it was one from LAST YEAR so they couldn't accept it.
(Imagine the disappointment that my friend had once she realized she couldn't open her account. She was so excited to go open her accounts that she just grabbed the first utility bill she could find without looking at it to see if it was current or not. The look on her face was devastating.)
The banker was really sweet and she went through a list of items that you can use as a second form of I.D. I have enclosed it for you to reference:
Primary Identification Documents
Drivers license with photo, issued by a State or Territory of the U.S.
Identification Card with photo, issued by a State or Territory of the U.S.
Valid U.S. Passport with photo
Valid Passport, from country other than U.S., with photo and with a valid I-94 or I-551 card or stamp
Foreign issued ID – Matricula Consular issued by a consulate’s office of the country of Mexico
Secondary Identification Documents
Major or local debit/credit card embossed with name (does not include gift cards)
College ID of institution where applicant is currently enrolled
Current Utility Bill bearing name/address used for opening account
Rental/Lease Contract for current residence
Documentation of home ownership for current residence
Current State Issued Learner’s Permit
Permanent Resident Card
Certificate of Citizenship or Naturalization
Immigration form I-571
Certified Copy of Court Order: Must contain full name and date of birth. Examples include: Adoption document, name change document
Employment Authorization Card (with photograph) issued by a U.S. Federal Government agency
Temporary Driver’s License Receipt (only valid if issued within the last 30 days)
Medical AARP or Medical Insurance Card
We went all the way back to her house (45 min) and then turned around and went back to the bank (another 45 Min) and then finally we were able to open her accounts.
Here's the Bottom Line................
I just wanted everyone to be prepared for tomorrow and not be disappointed at the bank. It is such a simple thing but very easy to overlook.
Please, please, please be prepared and make sure that you have at least 2 forms of ID that are on the list as well as all the other items that you have hopefully already put together for your trip to the bank. Imagine the frustration of not only the banker, BUT YOU, if you went all the way down there and couldn't open up your account and do your CE.
With love and guidance to my TNT Family............