Frank26: We are right at the heart….we are in the center of Mosul I am sorry….now granted we haven’t been…in fact I believe they are going to tell you this….would you like to hear some things that you will read tomorrow or maybe the next day….like we did on Monday.
“After the medieval goons are gone we will have security and stability”….you know what they are really doing right now Family is going house to house….inch by inch…and it is not a pretty sight….Security will return….because this is a national battle…and they have taken a break today…there is a little time out….but they are gearing up after this to go in urban warfare with whoever else is left out there.
And here is another one for the next two or three days….”The USA feels it is time for ISIS to atone for their sins”…..really….yeah….and I believe the army or whoever is doing it is opening up corridors for citizens to leave the center of Mosul…and I believe you will also be reading soon that the Raqqa and Mosul roads have all been captured….it is all looking pretty good isn’t it.
Dr. Shabibi said….when we have Security and Stability…and it also depends on the supply and demand of the citizens that seek for us to raise the value of their currency….same words.
Now as far as the auctions go….you have noticed how it has been going down….tremendously….I mean don961 plotted the numbers for about two weeks and you saw it…..we have fluctuations in the numbers of banks…but the amounts…they were going down.
Did you see today’s auction…what was missing in today’s auction….yes the rate 1182 was missing….why would the rate be missing from the CBI auctions….why is the USA be reducing the amount to control the terrorism of people stealing….why would a program rate not be there when it has been there all the time….it was there yesterday….why….it was there Monday…it was there Sunday….why….oh because somebody in Iraq just forgot to put it on the chalk board and they forgot to put it up…..right.
DELTA will be coming on soon.
I am looking at Frosty’s post….oh my goodness he put a lot into this….this is a nice compilation you got here…..oh you added something extra down here…..”after the war with no electricity Kuwait reopens its banks”…..son of a gun….is that possible….yeah…..I am really happy with you Frost because that is a very strong point….yeah I forgot to bring it up today…well done my friend.
There you go that is my part…that is what I wanted to express to you tonight.
As we wait for DELTA can I talk to each of you who has a heart that is pounding…with great excitement for what you are hearing and seeing right now…..when the blessing occurs….I am concerned for myself…I am concerned about my attitude….about my ways…my desires….my selfishness….my gluttony…and I am concerned that I may not follow enough Biblical stewardship that would please my heavenly Father…
I know what I want to do….I am excited about it…..I want to walk on that new land….but it is an altering event….you know how when 9/11 occurred how our society changed….most of the population of the US will just go about its normal business….oh they will read about us…they will learn about us…it will make you even more vulnerable…but I believe this is an altering event that is going to change brain chemistry…and that brain chemistry can be changed for something good….or something bad….the brain will be capable of developing deeper memory that can change the chemistry of the brain….
We may do some things based on emotions….I wish you well because I will not be there to help you….we are going to do God’s work at KTFA and if anyone comes in and asks about currency or other things I will care….I will say I do not know….I will be cast in titanium to do God’s work with this blessing that is coming out of Iraq….because if I have 20 years to live…they will go so fast….so with the next generation….God bless you with the next currency…if there is even one after this….
I believe this RV of this currency will announce the end times and the beast….for we don’t know it…..and from the same place where we destroyed the tree we will rebuild it…with this financial transfer….a wealth transfer…..our world is changing in the same way the Bible tells us…we will bow to one nation…digital currency is coming and it will slap us right between the eyes…the chip will be on your hand or your forehead…those are the only two places of the body that are exposed….your forehead…you face….your hands everything else is covered….I want to bring chemistry change for you that is positive….that is good…that is honorable to our heavenly Father…
Can I give you an example of one….the first chemical change that occurred in my brain was when I was 23 years old my beautiful wife gave birth to our son…I heard his voice and I knew that voice….no I don’t…yes you do….no…yes you do…then they put my son on my wife’s stomach and chest and as she held onto him as he was crying…and she comforted him and he stopped crying…and I’m just staring….prior to that the only thing I was looking for was to be 21 years old…woohoo…..hard liquor….18 I can vote….16 I can drive….13 I’m a teenage….but 23 I was slapped so hard when I heard my son for the first time…then I picked him up from my wife…and I cooed to him….and then I said it…Daddy’s here….who….at the altar of God I was transformed…
My brain chemistry realized it….I was responsible for this little man….I have so much responsibility for this young man….oh my God I have a lot of work to do…my brain chemistry kicked me into becoming a semi-adult…and that brain chemistry change was very good for my life….there were a few more after that…and this is what I wish for you…..that your brain chemistry…the moment your bank account has a lot of zeros….I pray that you do not consume yourself…but you consume the Word of God….and teach it throughout the universe….I mean that when I say throughout the universe…but that would be a long walk on the beach.
DELTA….DELTA are you there my brother.
Frankie…Frankie how are you doing.
Go ahead and share with the Family….when you are done then you and I will share back and forth so they can hear us talk.
DELTA: Greetings Family….I do apologize I was out for three or four months…but it was for a reason…I did have some work to do…and today I am here to give you the conclusion and more details as to what is going on and where we are at with our investment.
First of all I would like to talk about this article that came out about two weeks ago…that stated some kind of special meeting was conducted in the CBI and one official in the CBI leaked some information which was not for us, but for Iraqi citizens….so what exactly he said was the CBI does have the plan to increase the Iraqi dinar significantly…and the dollar basically was going to start going down and they have a plan for that.
Now the first article came out and a lot of you did not know this was an official newspaper….legit….I did the due diligence and the research and found of course that this was a legit newspaper…then a second newspaper brought this article out and again was legit….then a third newspaper posted it….the reason why you don’t see a lot of newspapers carrying this is they don’t want a lot of people to know what is going on…but still it was very interesting….the third article that came out stated that this information was very confidential….now I did see that when I read it in Arabic…but I was waiting for one of you to catch that and I do believe one of you did make that good catch.
Now I got a lot of private messages from you Family and that what you were thinking or seeing even on other forums was that they were talking about the 2% spread between the original rate and the market rate….but think about it Family….if this information is about the 2% of the market….why are they talking about this as very confidential….they talk about this all the time of dropping the market rate…but this article was very different, nothing about the 2% market….the CBI had tried for years to control the market rate which they could not…it is impossible for so many reasons….and the most important reason is the dollar is so dominant in Iraq….and hardly anyone uses dinars….they use dollars for purchases….this was number one.
Number two they have to make the Iraqi dinar very attractive….they have to make the IQD very effective….giving it the power of purchase…if you have followed what Frankie and I have stated on conference calls there is proof of this…you can even go to the CBI spreadsheets there is proof that they tried so many times to do what they needed to do but they could not control the market rate….even when Shabibi was in control I believe only one or two months was he able to control it under the 2%....
Other than those few times it is not going to happen, almost impossible to happen….so from this meeting we got confirmation that the CBI sent memos to the state banks and some private banks….so after we had seen these articles and got some other confirmation we concluded this was not about the 2% that they were definitely talking about what we are waiting for….and I wasn’t really all that surprised because we all know what the IMF asked Iraq to do….and this was the plan from a long time ago…
Actually if you go to the CBI and read their strategy for 2016 to 2020 one of the bullet points was that they need to do the exchange rate….and if the CBI did not have a plan to make a move in 2016 then the Strategic Plan should have been 2017 to 2020 and not include 2016….by including 2016 in the plan it gives you an indication that something has to happen in 2016…..so for the newspaper to come out and talk about significantly increasing the Iraqi dinar…that should not be a surprise to all of us….but actually I was excited and happy because that is more and more confirmation of what we study and target as a TEAM…..
So that is very significant and very huge….they are waiting basically for the right time…..we do believe they do have the date….they do have the rate….and the IMF also has this information….but you don’t have the date or the rate…but we know we are very close….and with this conference call we are going to give you some type of window of opportunity or what we expect….week to week…a month at the most….that is number one….number two was very important to us….
Those of you who have accounts at Warka Bank…and I have received many private messages from those of you who are concerned about your account and the whole situation with Warka Bank…I would like to give you some confirmation that Warka Bank is very seasoned and they are very much in business….when the CBI conducts auctions they do have to let the bank in…which on the English side you don’t see…but if you go to the Arabic side you can see all the banks and money transfer companies…every day they do the auctions they list the names of every bank and transfer company and their buy/sell details…
When the CBI lifted the guardianship from the Warka Bank they were allowed to participate in the auctions…and I go and look to see who is participating and Warka is listed there…..so that gives you an indication too that they are not in any kind of trouble because if they were the CBI would not allow them to participate in the auctions….again this is very good news for all of you who hold accounts there….now as I’ve told many of you a long time ago…this is the Middle East and business occurs very slow there….they do not do business like western countries…..in western countries you often get your work or requests completed on the same day you ask…that is not the case in Iraq or the ME…..
I got a PM from I believe it was Samson on the forum and I emailed Mr. I…he is one of the Warka Bank representative…he used to be on one of our old forums and was the one who helped many open their accounts…..this guy is a nice guy I have good relations with him, anytime I email him he is responsive back to me, doing what I ask….it looks like Warka Bank is coming back but they may not complete everything until Iraq goes international and come into Article 8….then Warka Bank business should really pick up…..their stock should pick up eventually too.
But my most important part of Warka Bank is as Frankie told you about that happened two or three weeks ago which about IBAN which is the International Banking Network….which is basically the coding or routing numbers for that bank…the identity of the bank….like with your checking account at the bottom of your checks you will see a routing number…the routing number is the ID of your bank…so when I logged onto my account I said wait a minute there is something different here…..for any of you with accounts at Warka you can look at your account where your account number is and underneath that is the IBAN and the bank code listed there now….
So that gives the indication that Warka Bank in Iraq is one of those banks that are ready to go international…..remember too there was an article about three or four weeks ago from the Rasheed Bank that stated they were going to start using the IBAN for their money transfers internationally….but we all know you cannot do that if you are not Article 8 first of all….and your currency has to be recognizable…which means it must have a rate more than a program rate.
Again this is no rumor this is fact Family….here at KTFA Frankie and I and the TEAMS try to bring you facts when we can…things that have been verified and confirmed….this one should make you excited and happy…this is more solid proof they are about to go international….but there is only one missing and we know what it is…the rate…this is what is going on here.
The CBI we did notice that the last two days, starting yesterday and again one of you noticed that….if you go into it to look at the auction details you would see the Iraqi dinar price and then buy and sell dinars in dollars…now it looks like they are trying to make it shorter….they took the 1182 out of there and they took the dinars from there….because they don’t sell dinars anymore, they just buy dinars from the bank…and the banks buy from the CBI….so this is very significant too…even though you can go to the spreadsheet that is still showing 1182….we think the reason they are not showing on the auction is….think about it….they could be about to change the rate.
So to bring you to a conclusion about all of this information we bring now you it gives us confirmation and more and more confirmations that we are very close for the Monetary Reform to be changed in Iraq and introduce the new rate they have agreed upon and of course the LD’s will follow after that…but the rate has to change first before they introduce the LD’s.
Now we all know…we’ve talked about the IMF contract with Iraq….we did find the Memorandum of Understanding from 2015 and one of the requirements was they must implement the Financial Reform…this is one of the important parts to get the rest of the IMF money….now in June or July they got the first installment which was $643 million dollars…but the rest of the money was spread over payments but they would not get paid until they implement the Financial Reform….and that was supposed to happen before November….here we are on November 2nd and nothing happened….
We do believe as a TEAM that they are waiting to just make an official announcement that Mosul has been liberated or at least they are very comfortable about the Mosul situation and then they are going to make their move…..they sent a letter to the IMF on behalf of the government and the CBI…and it looks like that letter should have the date and the rate for the IMF….now the IMF is supposed to be waiting for Iraq to implement the Financial Reform….then the IMB Board of Directors is going to meet on November 7th….if Iraq has accomplished whatever they ask for before November….then if they have not done these things the IMF is not going to meet until December 7th…..
In this window we should see something from the CBI and the GOI in order for them to get the rest of their money….billions if not trillions of dollars are waiting outside of Iraq waiting for them to make their move to go international and for those investors to get in and start their businesses.
This is what I have for today Frankie.
Frank and DELTA Q & A
Frank: Did you see the auction today….it was low…it has been most all of this year…especially since the US Treasury showed up they have monitoring and reducing the auction numbers….did you notice….well what did you notice on the auction today?
DELTA: Yes as I talked about it earlier and the numbers were between 140 and 146 as they have been for a while…and I noticed they took away the exchange rate on the auctions….if you go to the detail Frankie and some of the Family probably noticed but some maybe don’t…if you look at it they have made it shorter….but why do that….even though we know it is 1182 if you go to the spreadsheet….but the currency auction page is missing some items….one very important item…the exchange rate….it is not there….just showing how much was sold and how many participated…think about it why are you doing this….unless they are about to change something so they took this out.
Frank: I agree with you. Do you think we need the city of Mosul in order to have the Monetary Reform….or do you think we just need Abadi to feel pretty darn good about Mosul?
DELTA: I really do think that even if they do liberate Mosul it is going to take time to clean it….cleanse it whatever they call it….I think Abadi as soon as they feel comfortable enough they are going to pull the trigger….I am not sure if you told the Family but many people look at the news and see we are really very close to Mosul too…..but I think as soon as Abadi does whatever he did in Fallujah which is as soon as he says they have liberated Mosul and raises the flag I think we should be excited because then they are probably going to make their move.
Frank: Do you think Maliki will be a problem once we secure Mosul and Abadi then feels more safe to bring forth the reforms…do you think Maliki will be a problem in the GOI?
DELTA: Yes Frankie I think with Maliki they should get rid of him….just take him down…this guy is causing problems….we are afraid he might affect whatever Abadi accomplishes….from Security and even economically…so if they don’t take him down I think Maliki is going to cause more and more problems….they need to have a plan for him….
I believe you and I and others here who are outside of the politics in Iraq we know what is going on….the US knows this…Abadi knows this…everyone knows this….he has become a pain….if they don’t have a plan for him he may become a problem…the Monetary Policy is going forward no matter what….Iraq is going to revalue…they are going to raise the value….they are going to come out with the LD’s….they are going to be international…they are going to accept Article 8 with the IMF….if they have the plan to come up with a new rate and they have the plan after that to go 3+ or whatever the previous was…and the plan was to do that in 2 or 3 years…and Maliki starts interrupting and causing problems it could delay the plan because of this…but hopefully they get rid of him.
Frank: Did you get my phone message that I sent you this afternoon? We are not going to talk about it on this call, but Doodlebug is saying, you posted on June 23rd….was that when the Transitional Rate started…actually I have that department with the TR you don’t. Let me ask you….grounded by this question from DB….do you think that if Iraq is trying to prove to the IMF that they are now worthy of Article 8 entrance….worthy to be internationally recognized…shouldn’t they be paying their own bills with their own money right now to prove that to us?
DELTA: The only reason that why the IMF is asking Iraq to do the Financial Reform is that this was the plan from day one when they were back in Chapter 7 including their currency and when they put them under Transitional Article 14….now sometimes they may deal in Iraqi dinars…like with Dubai for example they can…but with most of the banks they can’t because when you are in Article 14 with the IMF that means your currency can’t be used….Article 8 protects you from other nations…and they have so many stipulations and laws that you have to follow through when you are in Article 8…
That is why when you are in Article 8 you are going to be able to pay everyone with your currency…that is why right now no one looks at their currency because they are not Article 8….unless you have promises like the Paris Club we all know some of those countries have forgiven some of the debt…and why some of those countries have Iraqi dinars in their reserves because they were promised that when the value goes up they are going to get paid…but right now the only thing left they have to prove to not only the IMF but to everybody is that you have….
There is no doubt Frankie and Family….maybe some of you have doubts….that is it is not going to happen…however they need the money…Iraq has to follow through they have to lift the 000’s…whatever they need to do…they have to increase the rate and introduce the LD’s…in the same way a long time ago they introduced the 000’s note for inflation…now they are going to start increasing the value gradually and they will start phasing out the 000’s notes gradually….until you are not going to see them…so the same strategy…but in the opposite direction as when the currency value fell back in 2002 and 2003….back up to the previous rate….
Iraq has no other choice….why would the IMF postpone their meeting and not give the rest of the money to Iraq…if everything was done the IMF should have given them the money….looks like they are waiting for it….the IMF can wait…but Iraq cannot wait…they need the money…they need those loans….they have to do it as soon as they announce the currency reform…that gives a good signal to every nation internationally including the IMF that really Iraq is serious about this.
Frank: I believe if they were to do a gradual increase of the Iraqi dinar…it is not going to be shown to us…I believe IMO that any gradual growth would be done independently outside of the CBI so that it would not be seen…if the gradual growth or the Transitional Rate was actually being shown by the CBI or if they had that information….those numbers…by law they would have to show it to the world….do you agree with that?
DELTA: Absolutely and you are making perfect sense…remember the ten days letter that was talked about a while back…we do believe that was the date and the rate…so we know the IMF knows exactly the rate and now they know the date that Iraq is going to do that…so yeah it is possible that some disclosure….some confidential disclosure they know the rate but for us we cannot see it until it is official…it is possible.
Frank: And then when you stop and also consider this as part of this formulation that the CBI auctions for the last few weeks or month or so have been showing numbers with discrepancies…they just don’t add up…it is almost as if some of the money or the numbers are not being fully reported….or maybe they are being used to do something else….which then would be my suggestion…that it is possible IMO they are paying their bills with Iraqi dinars without telling everybody and you only see the shadow effect of it in the discrepancy of the CBI auction numbers…does that make sense?
DELTA: Yes that makes sense Frankie and why whatever you are thinking and whatever you lectured on today makes perfect sense….since the CBI is not showing the rate on the auctions for the last two days…or the spreadsheet for the last few months….on the spreadsheet the 1182 only shows up on the first page…but they have removed it from the other pages….so I don’t think it is a coincidence…something really appears to be going on….we just don’t know the date/rate…but they have no choice…the IMF told them specifically….and they have the plan to do it….and that confidential report over the past week…the CBI knows what is going on…I think with all the information you got Frankie that it is possible they are hiding it from us….making it official at the right timing.
Frank: They are getting a lot of stuff at the borders and they don’t talk about it in the articles…my question would be how in the dickens are they paying for all this stuff that if flooding the shelves of Iraq? And if I were the IMF I would tell them…just be quiet and pay your bills….with our currency…it has no value…yeah…you are going through the Transition Rate…..go ahead and pay your bills with your own currency…show me you can do that…you know how to tie your shoes….well I take this loop and I wrap it around this loop and then I tie the bows together and I’ve tied my shoes right….
Well show me you can do that….so if I’m about to give them permission to become big boys with international currency….I want to make sure they know how to use that currency properly and on top of that show me a payment system….I want to see your credit report in order to raise your credit internationally….there are a lot of things that IMO we are only seeing the shadow effects of it….and it causes confusion.
Here is another question I would like to propose to you sir….there seems like there is a theme about….before elections….what…get the meetings done….ok…before elections…what…raise the value of your currency….oh really….before elections….what…do this…do that….before elections….Give us Mosul…even Obama told that to Abadi….hey dude get Mosul before the elections…interesting…so on the 7th of November….which is what 5 days from now DELTA….I think it is going to be a meeting where they show proof of all the things they have done….you agree with that because that is what you said in your earlier report…you agree with that?
DELTA: Yes Frankie I do agree with that….you and I a while back told the Family that with the election politics has to be involved with this type of situation all the time…even if they announce Mosul a couple of days before the election….Hillary…Obama….everybody will look good for the election…and thing about it…imagine getting Mosul and the Monetary Reform at the same time just before the election….you know what will happen…they will get big credit for that one….but definitely yes we do believe something is going to happen….
Remember the letter they had to send to the IMF…they had 10 days to send the letter….for clarification of what we are doing so we can get the loan…now this is past the due date…I believe the date was the 27th or 28th of last month…and now we are already November 2nd so yes they do have something…and you have to remember who is in control right now…it is the IMF who is guiding them and through the Monetary Reform and the Currency Reform…so it might be possible too before the elections…
A lot of things could happen….liberate Mosul….Currency Reforms…the new rate…and international….we don’t know…but I really do think that something big is going to happen before the elections and it has to do with Iraq…it could be Mosul…or it could be both Mosul and the Monetary Reform…even if it is Mosul by itself…that is a big accomplishment…and that would be big news for them to do.
Frank: I tell you something the 7th of November….I believe that meeting is important….I believe the 7th of November which they gave them in that article we read about four or five days ago…is nothing more than an option…if they fail on November 7th….junior we need to talk on December 7th….that’s the next time we will meet with you….because they got a lot of other countries they take care of….so I think this one is the most significant one….and if we see that the 7th of December is cancelled….wow that is another big shadow that is being cast that we cannot see the origin of it….so yeah I’m encouraged….
So to finish that thought that I had with you DELTA….I believe Iraq is somehow making payments on their own to establish themselves for 2017…this is all part of the RI the reinstatement of their currency….it is kind of like they are pouring the bath water…you don’t get into the bath when there is no water…they are pouring the bath water in it…they are making sure it is the right temperature to get in…and a lot of those temperature readings are in many different areas…yes with the IBAN…yes with these meetings with the IMF…yes with what is happening in Mosul…yes with Abadi….how would you describe Abadi DELTA…would you say that he is bored…do you think he is neutral….or do you think he is dancing like he is Snoopy doing the Snoopy dance….how do you think Abadi feels right now?
DELTA: Maybe doing the Kabuki dance…..he’s a very busy man…he’s doing a lot of things…we got to give him the credit….just afraid that something could happen to him….in those countries when some see him doing the right thing they don’t like that…but he’s doing good, very happy…I was very surprised I think it was 2 or 3 days ago Abadi came out and said to the world we are going to get Mosul and we are going to get ISIS out of Iraq and we accomplished that….looks like he knows Mosul is done…and one more thing…
Abadi used to be on the Financial Committee so he knows exactly what they need to do….remember it was Saleh, his Financial Advisor who was the one who said we sent the letter…more than 10 days…so Abadi and his Advisor know exactly what is going on….we want to see Abadi in Mosul getting it back…and at the same time they are working on the Monetary Reforms…he is very happy…excited…and he knows he is going to accomplish a lot of things….we are just waiting for the official announcement….and like I said I am expecting something big to come before the elections.
Frank: Alright my friend we could keep on but I think mission accomplished and I don’t see any more questions…but here is one last question…do did it mean that Iraq was transitioning into Article 8 sometime in June or July when they got the first installment on July 7th….I don’t know…we’ve learned IMO about the Transitional Rate because I give you the Transitional Rate solely IMO…and we give the suggestion that somehow or another it is casting a shadow on the CBI auctions because there is a discrepancy in the numbers…and IMO that Transitional Rate they might be using it right now….without the CBI’s windows in order to pay their bills which is establishing a lot of credentials for this country…..
Here is another thing DELTA….let’s finish up with this….here is an announcement that came out from the CBI today….it is announcement #D194….here is what it says DELTA and you give me your opinion because I got my opinion and this is how we are going to close up our CC for tonight….here it is….Cancel the auction #D194, CBI decided to cancel the auctions for the period of 182 days which is supposed to be held on November 1, 2016 because the system refused all bids which were submitted by all participants to the CBI.
DELTA: Just to let the people know this is not the auction that deals with currency that we see every day, this is a different auction that is only done two or three times a year….I do find this significant because this is the first time the CBI has refused every offer….now I have never seen the CBI refuse an offer….as an example….let’s say you have a house and you need cash….every year you sell one house for cash….this time you have offers but you refuse every offer…that just gives me more confirmation….
When I saw that today I stated doing the Kabuki dance too…Frankie if you are really close to changing the value of your currency are you going to accept any offers….of course not….so the reason being they are about to raise the value….so those meetings or those auctions are scheduled in advance….so when it comes to the time, the rate will go up and no one can offer that…and the other thing too Frankie….this one says they cancelled it or refused every offer…but we don’t know how much was the offer….
so as an example….what if the CBI was asking the new rate of those bankers…no one can afford that….seems this has to do with the rate…and if you go back I do remember they cancelled before…but I’ve never seen them refusing it because they did not accept any offers…this is the first time I’ve seen that…this IMO is very significant because it seems they would have to change the rate and cancel it.
Frank: Setting patterns is one thing….but when you break a pattern….oh my gosh does that scream intel….listen I can keep you forever, but you’ve done so well, I am so proud of you….I’ve missed you….the Family missed you….Family if you don’t mind please make some posts to DELTA tonight, let’s be courteous and thank him for coming…thank you for coming….we are closer to the Monetary Reform than we have ever been.
DELTA: Just like to inform the Family that we are really very close….the windows we talked about earlier…November 7th or December 7th….basically the Iraqi’s have no way around this…so it looks like in November if they want to get the money from the IMF they have to make their move….other wise after December 15 they cannot do anything….they have to do it by that time…so we will watch and see what is going to happen…..God Bless you all, I love you all…hope we meet soon.
Frank: I believe you will have a wonderful understanding when you combine Monday’s and today’s conference calls…..and those on TEAM Chat….be ready.
Dismissed with a prayer.