_SpaceCowboy Very Long read - Do not give up after the first couple paragraphs - There is a point to be made and it does include the investment
Subject: Its official... I am "Stupid".
When you stop nodding in agreement I would like to tell you about a recent decision I made. People that love me tell me that my decision was "Stupid", and "a waste" and that they are quick to point out that now "the whole town thinks that me, AND my family are loser red-necks".
I think you know where I am coming from... perhaps some (many) of you have recently made the same decision! As a matter of fact, I am absolutely CERTAIN that there are a few others in my town that have made the same decision. I don't think they are "stupid" or "lazy" for making it, but I am being told that the general consensus in town is that "yes they are", and that "it takes a special kind of lunacy" to do what we are doing. OUCH!
If you have made the same decision recently, I bet you are asking yourself some of the same questions. "Is my wife right, am I crazy?", "Is there a law against this?", "Why aren't more people doing it?", and "Can I show my face in public now?"
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_Hang in there, I know what you are going through and I just want you to know that there are tons of us out here that have made the same decision! Some of us for several years now! We are here for you. We are a kind and forgiving group and mostly practice humility and compassion. In spite of the fact that this recent decision is starting to make us look bad.
Personally I keep telling myself that when I get a few days to catch up I can start trying to fix the situation, but all I really need is a few days and I can get it taken care of and get back on with my normal, non-loser, life. My wife says I've had plenty of time to fix it! I am waiting to fix the situation until it is at least in the 70's!
I mean who wants to get on a ladder and take the Christmas lights down off the house when it is freezing outside! Not me!
Sheesh, it's not like I am trying to rob someone or run around the mall butt-naked or anything. I just put it off for a while and all the sudden it is nearly Spring and my wife is about to throttle me! She says waiting till it is 70 degrees outside is "stupid".
She says it is a waste of time to watch football (and now basketball) instead of getting the lights down. She says her mother thinks it makes us look lazy and red-neckish. I have to admit, I have wondered if keeping them up is illegal... but so far no warning letters!
I ask myself why more husbands don't make the same decision to wait till Spring. Ladders are dangerous anyway! Why add ice and snow to the equation?. I have to admit that it was a bad decision to leave the lights on so long.
I am writing so that others can get the help they need! I wanted everyone on here to know that there are lots of us that have made this decision and that we understand your frustration! We are forgiving (mostly) and many of us have made this same bad decision for many years now! We are here for you, all you have to do is ask!
Fellow Dinarian's... If you were reading the first few paragraphs, scared and doubtful and depressed because you thought I was writing about your Dinar investment, then we need to have a frank discussion.
You are the "Big Eyes" Group. If you were angry at me and you found yourself getting defensive about your decision, then you are in a separate group. You are the "Big Ears" group.
If you felt bad for me and wanted to make sure I KNEW that it was a good decision then your hearts are in the right place, but you have let your emotions cloud your decisions. You are in the "Big Heart" group.
All groups are technically... but only technically... participating in an investment opportunity. That is no small detail!
You see, traditionally these kinds of decisions are not made without solid, accurate, proven, and easily verifiable evidence to support claims regarding potential earnings. These figures are meant to help you BEFORE you make your investment decision.
But in this case, I rarely hear those terms and instead usually hear things like, "Reward", "Gift", "Blessing", and "Life-Changing", and so on. I am not upset by those sayings, and to tell the truth, I actually believe them.
The difference is that I allowed these terms came into my vernacular AFTER I INVESTED. Which means, I actually researched the math to generate a figure that represented my risk level and I compared it to the earnings I estimated in the time frame I allotted.
When I made my personal decision to invest I also chose to stick it out.
If you are depressed or scared or doubtful every time a new article comes up, chances are that you made your decision based upon desperate financial circumstances and/or the emotions and passion seen within the Dinar community.
You may have estimated the return to be stratospheric and lottery like and if you did, then it is easy to see why you can get depressed to see even the slightest hint of negative analysis. Please review your motives and your expectations.
I am seeing so many people post comments about how much they need this to happen. I humbly suggest that if the dinar investment has become your primary source of income and retirement capital... then you have mistaken it for your job!
The "Big Eyes" group sees everything out there that is good and we want it! That doesn't mean we are selfish, it just means we based our decision upon the potential.
We are the most depressed and hurt by any negative analysis or long-term dates or low rate predictions. Lacking true due diligence, we have to admit that we "gambled".
Big Ears people made a quick (often times irrational) decision to invest because of what or whom they heard make the pitch. Again, I am not saying the decision was bad, I am just saying, "Here we are... let's make the best of it together!"
The "Ears" people HAVE to believe the things they heard because they did very little due diligence. Some thought they were... but they were listening to internet chat and speculation and that is not the same as reading a prospectus.
I know there isn't a prospectus... but since that important tool was lacking, we should have created our own! If you find yourself standing up for someone you don't know, for statements you can't prove, regarding things we have no control of (date or rate of RV!) then you might consider spending some time researching DOCUMENTS (not chat) and coming up with a solid logical platform of your own that considers return, timing, likelihood, costs, obstacles, and the competition.
Then you can use your ears to listen more completely. Choose to be loyal to the idea... and patient for it to come into fruition.
Big Hearts are the hardest. Your motives are so good that it is hard to tell you bad news. So no one does! My mom is a big heart! I want her to be so right... she has so many neat plans for her money! She has been making plans for over 40 years... and they are never plans for toys or lavish things.
She smiles when she talks about orphanages and needy kids and advancing the Kingdom. Who would want to tell these people that it won't happen for a while? Not me! So first, no one wants to tell them, and secondly they flock together! It is easy to get an audience of big hearts! Most of the time Big Hearts invest what they can afford and the risk level is unimportant.
They are quick to adopt a few leaders and they wait for good news to drop in their laps. Unfortunately it is easy to oversell these people. It is easy to manipulate their dreams into personal gain, and it is easy to lure them into loyalty.
Big Hearts should be cautious and weary of strangers and should set investment standards and not waiver from those standards no matter what the "guru's" are saying!
NO one is just one of these things and obviously neither of these three groups can "peg" (get it!) you exactly. If you need to review your investment objectives, timing, and plans know that there are great professionals out there ready to help.
According to my wife I am NOT one of those people since I do not have the sense to take down the Christmas lights. When it RV's I am going to hire someone to put lights up and take them down... while I bake myself to sleep on a beach somewhere! And when she apologizes I will tell her where I am!