_9:10 PM LadyLeeLee: okay call is starting.. banker girl .. new personality, hammerman, banker bill coming in shortly.. he's beeming in as we get going here.. interesting..
Hammer how you doing to night big guy? doing pretty good .. unmuted now.. lol.. Blaino - was thinking I was muted.. thank you .. sorry for the delay..we're here ready to rock got some interesting intel tonight.. ready to roll ? let's kick off whatever you've got tonight and we'll move forward from there..
Hammerman: for the sake of the recording.. this is the breaking update conference call with hammerman, blaino and a couple of a other people from planetdinar.com and iqdnospinzone.com .. we want to reach out and thank you for being here .. I know all of our bridges are full.
Read More Link On Right
_We've also got bankergirl a new personality..she's gonna answer some questions .. she works with one of the big4 banks.. and banker bill he works with a second tier and 2 big4 bankers.. he'll be getting some interesting stuff from there and kick it off as well
9:12 PM LadyLeeLee: Hammerman is going to start - last couple of days have been really quiet.. baghdad is under a blackout.. military sources cant get through to them.. the national conference had indeed started.
There's no waiting for the national conference .. in my opinion it did start last night.. we'll probalby hear about erbil tomorrow.. in the prescense of things.. I think I can tell things and how they work.. the erbils could come out tomorrow..
I did get a text this afternoon 4:30'sh 5 pm from my guy in kuwaiti embassy.. hard black out.. it was going down .. he couldnt talk .. he called me 715 - 7:20 tonight.. RUMOR is the reevaluation of the IQD has been processed.. seen no paper work on this it is RUMOR from a trusted source..
9:13 PM LadyLeeLee: imminent king of kuwait .. all over from Iraq.. well connected.. let's just be prepared.. I hope banker bill has something that lines up with this.. all the bankers.. all of the chat rooms.. any person who posted last week thurs friday..
it has not RV'd yet speculation is that it will some time tonight.. that sounds because they are processing.. rumored that shabibi is going to hit that switch some time tonight..
:16 PM LadyLeeLee: if it happens.. we'll back up on this and hope that that's the fact.. as you can hear in my voice I"m grounded... if my guy told me there was paperwork on this.. that's why you hear my voice.. grounded.. changed all the rules ..
when kuwait rv'd he was there and saw the documentation before it happened.. this event has been so publicized.. so out in the open it's incredible that the way they have switched the game on things.. as far as intel I dont have any tonight.. that's all I hope blaino you can roll tonight on this..
Blaino - I have got a couple of things that have come in the last little bit.. you guys know I like to confirm this.. the sources that I deal with are such a high placement.. walk away from the crowd.. security people with them.. I'm at the bridge.. banker bill in.. just put a call out.. Hammer - all our call lines are full..
Blaino - we're gonna have a casual conversation.. I know there's not a lot of intel out there.. not a lot of information available.. most of the checking we're doing today are all telling the same story..
we do have some information.. you always want to get it first hand.. rather than your college's roomate's second cousin on his mother side,
9:22 PM LadyLeeLee: banker girl you out there? - why dont you talk just a little bit about your background, experience.. what you do.. you can decide wheter you want to name the bank you work with.. you dont want 3,000 people calling your bank tomorrow..
you guys keep things rolling .. and we can pick up here in about 9 mins with some rockem sockem.. blaino is going to mute out.. so if he shows send me a note adele..
Hammerman.. bankergirl was on one of the calls.. she had called in.. wonderful christian lady.. very honest.. solid information.. you cant find her in the rooms any more.. cause she changed her screen name.. okay great winalot !
9:25 PM LadyLeeLee: she is in the room.. (call is breaking up a bit here).. 4 other wells fargo and 2 others.. banking people have come to know where the best solid information is .. they've listened to other places and they have left to come here.. go ahead there banker girl.. your background..
good evening to all I think it's safe to say I do work with Wells Fargo.. personal banker.. wells fargo hasnt announced anything internally but has a lot of movement..
I can give you information with regards to current information to assist you with opening up a non interest bearing checking account..
this is my opinion.. once it happens.. this is not coming directly to me from wells fargo.. assist individuals coming in with questions. .they would put us through training.. anyone who walks into wells fargo asking questionsa bout the dinar .. we're very limited as to information..
they presented to me the first time having to assist individuals asking questions about the dinar.. very limited as to the information that we can give with
9:27 PM LadyLeeLee: we're not prepared.. trained not given all the details with regard to the dinar.. we've received letters from higher mgmt that wells fargo was not going to participate in but would change definitely once the RV takes place..
Hammer: can you repeate how long you've been in this.. Previosuly with wshington mutual.. for 4 years, prior to that virtual bank.. a year with wells fargo..a position that bears a lot of responsibility..
as a bank official.. you have a personal banker pos. that individual answers questions individuals have with opening up accts 0 to 250K then an individual 250K or more series 6 or 7 .. then high valued customers.. after they exceed x amount of money.. those individuals become potential clients to the higher accounts with wells fargo.
9:30 PM LadyLeeLee: hammer - this gives you all a background with this young lady.. wells fargo are not ready.. filter out all the rumtel that you hear out there.. some higher level WF bankers are being told are ready..
she's at a pretty decent level and someone you can approach everyday in a bank.. and she is not ready.. just becasue WF is saying they're ready.. it may just be the man at the top.
We're all here to help you with this information.. but I am honored.. I am planning on staying here to the end HAMMER - this is why we have the calibur of people we bring to these calls.. and bring you all the calibur and knowledge of information that we have..
I dont think you all can find too manyt hings that havent happened.. I'm not going to say we've been perfect.. we usualy hold our information sometimes 2-3 days to verify it.. we are SO dedicated to bring you all the best..
we just need to make sure we're accurate. is there anything else banker girl ? I think it's important that we need to give realistic expectations of what'
9:32 PM LadyLeeLee: is to come.. WF is very big on due diligence.. we've been told that when an individual would walk into the bank.. we were told that WF does not deal with any country that has been hostile with the US..
we dont buy, we dont sell.. but all that is going to change.. when it does happen we have to go through procedures.. we have to go through meetings.. I had to go through this with a customer that was opening up a non interest bearing acct..
had a customer wanting to open an interest bearing account he tells me about the dinar.. so many asking questions it caught my interest.. learned about what happened in kuwait so many years ago..
I was blessed.. done my homework.. made a lot of friends along the way.. humble people, military people, contractors..coming and asking questions about the dinar.. management not aware I was told by management individuals are chasing rainbows. now it's coming to light
9:34 PM LadyLeeLee: heads of government.. heads of state.. so many factors that go into it.. everyone needs to do their homework.. it's not going to happen over night..but you know we're all close..
Hammerman.. a week ago I think you mentioned that they werent talking about it and then in ameeting they were finally talking about it.. individuals come in with regard to dinar we are to go above and beyond offering great service to them.. and mind you they are very very selective with regards to words that they use..
they did mention the fact that we are to go above and exceed customers expectations to anybody asking question with the dinar.. however these individuals should ask questions.. we are under no circumstances.. to give them any information we are required to direct them to the certain department to answer those questions.
9:36 PM LadyLeeLee: wells fargo advisors.. once this happens we're gonna be inundated with customers with questions.. opening up accts.. I can tell you that prior to wells fargo we were wachovia .. we merged in july of last years..
they sent us away for 3 days.. I can tell you that 90% of the customers we delt with we had to call a back upline for them to assist us..
I'm suspecting that once this RV takes place they're probably going to give us some training because at the branch level we probably just wont have it..
if an individual .. I can tell you I probably will have 4-5 people coming in asking questions about the dinar.. we can assure that what we're doing is procedure to what wells fargo is going to do.. again this is not any directive from wells fargo it's just my personal opinion on what makes sense.
9:39 PM LadyLeeLee: give it some time before people rush to the bank and allow the banks to get prepared..
Hammer: I can tell you I spoke with 4 WF bankers.. they have all given almost identical wordage.. except for one gentleman out of NC .. his bank had not heard any chatter at all and this guy is at the same level this lady is.. their huddle on friday..
3 other banks had the same type of meeting except this one guy.. that just tells you that there's a whole lot to be done whether it's tonight
.. IMO they are not ready .. and will need a few days to get read.. go ahead
Blaino.. okay well I havent been able to get to banker bill.. he was stuck on a call from Wells Fargo.. hopefully he'll show up somewhere in the Q&A .. he works with 2 big4 banks.. he moves between those two as if there are no walls..
and bankergirl you had a conversation with him earlier.. and I was in and out of that conversation so you can kinda attest to that.. but anyway they are still a quite large and impressive bank.. and they are not ones that's castersions on the dinar..
what he shared with me is that a group connected with the big4 banks had given him information that it had been done this evening .. about 2 hours before the call.. shabibi had initiated it there but then there was a lock down so we were unable to confirm that.. we had some RUMTEL.. rumors intel.. cajun word for rumors..
blaino okay that's now one of my words in planet lexicon.. but anyway we heard that from a handful of people but unfortunately noone's been able to confirm.. and another big4 bank.. not wells fargo.. he got a call from them but he was not in a position to control the timing of that call so hopefully he'll break loose and get back to us
9:42 PM LadyLeeLee: I talked to my primary sources but they cant talk with all the barriers in the way.. they're having communication difficulties.. so adele lets' get into Q&A I know that when I spoke with bankergirl she sounded like she was 3 or 4 inches off the floor excited to get to work tomorrow.. clock's tickin guys..
9:45 PM LadyLeeLee: Q&A session - bridge one.. *6 and it will ask you no. 1.. bridge 2.. *6 only .. briges 3 or 4 .. there will be no Q&A on 3 and 4..
first caller 863 you're up: good morning good evening.. how you doing? when you look for these dinars coming in it's hard every day which is morning and night.. this is for hammerman.. do you think this is something that is completed before the summit ?
Hammerman.. I can give you my opinion .. yes I think they WANT to do it before summit.. my information is telling me that summit starts on Wed.. people are arriving tomorrow..
the information I got straight out of shabibi's mouth via a person who speaks to him every day.. this is 2nd hand strong.. this guy speaks to mr. shabibi 3 / 4 times a day.. shabibi siad he'd do it before the national conference .. he also said the 25th..
these are things that have all been thrown around.. shabibi stated he wanted to do it.. we ASSUMED .. and assume makes an a s s out of you an me.. well hello blaino .. well hello hammer.. in my opinion ******
9:47 PM LadyLeeLee: we'll see it tomorrow.. thank you guys appreciate it (caller ) next caller 512 .. this question is for bankergirl.. first welcome to guru stardom we appreciate you coming forward.. wanted to ask you are you privy to the back screens that are talked about it so much..
no sir.. like I mentioned earlier.. with wells fargo.. do i feel that the upper management have it yes.. they have to know it would be foolish for them not to know that's why I feel we're gonna get our direct orders procedure wise how to handle these accts.
9:48 PM LadyLeeLee: I'm able to see a screen a..forency exchange screen.. and I have been looking righteously every day to see if the iqd pops up .. as it stands right now IQD is not on my list.. what my hope is that I can go in tomorrow and see IQD on the list.. even if there is no rate is ther just to see it on my list. blaino I got the screen shot and sent it to you .. right hammerman? Hammer - yes it was from a different bank..
9:49 PM Messenger: what the VND in Wells Fargo i went in last monday and they told me THEY WOULD EXCHANGE then they went to their screen and stated WHILE THEY LOOKED BEFUDDLED that it was on HOLD and trading buying or selling of the VND for banker girl !
9:50 PM Messenger: does banker girl know anything about this VND situation?
9:50 PM LadyLeeLee: BANKERGIRL - The banks have to have it on their site.. as far as to access it on their site..
caller - well thank you very much for answering my question..
next caller area code 209.. hi guys.. I dont know if you guys know.. as far as intel.. would relieve me from a lot of doubt.. thank you very much.. how much time are we talking about.. a couple of days.. (very hard to hear).. muffled sounding
9:52 PM LadyLeeLee: how much time do the banks need to get ready. .. bankerbill told me 7 to 9 hours and they ought to be rolling.. I think there might be a titch more to that.. that's what he tells me but that's the mark they think they can hit..
banker girl.. my personal .. realistic expectation would be 4 to 5 days.. we dont have any training.. other than the morning huddle .. if you do have an individual who has questions about the dinar you are to sit with that individual.. and make calls with foreign exchange.. that 7 to 9 hours is not going to be realistic.. my responsiblity as a bank officer .. that's not very realistic..
9:55 PM LadyLeeLee: not only am I responsible that things are done correctly is to make sure of a bank officer's position.. I may have to schedule an appt with individuals who are coming in with the amount of dinars they are coming in with..
I cannot imagine doing so without being properly trained. I have blaino and hammerman on speed dial. thank you guys (caller).. blaino.. if I get something from banker girl and it's coming directly from the bank I'm going to consider it pretty well it's coming from the bank.
question.. what about teh vietnamese Vietnamese Currency and wells fargo.. I went in last monday they told me they would exchange.. they went to the screened stated they looked buffaloed.. it was not being traded bought or sold .. the vietnamese Vietnamese Currency..
bankergirl - quite honestly I havent checked on the Vietnamese Currency.. but most of the people coming were questioning the dinar.. I had a few with the Vietnamese Currency but mostly iqd.. I can check tomorrow.. I will call you tomorrow by 9:15 on that..
9:57 PM LadyLeeLee: patricia vienna.. banker girl.. currently all of the smaller banks are to merge with the big4 banks that are out there and the reason for that is that these banks are to become treasury banks ..now.. do you have any information of that?
no maam i do not.. only that the merge was from wachovia to wells fargo.. I have heard information with regard to that however I can't confirm that.. next caller 469 - hey guys .. just a couple of points I want to make : he dropped from the call area code 423 you're up
9:58 PM letsdance: 6:38 pm pdt [terryk] source just called told me we can see this tonight very very very good this is way up source. Im telling you tonight is the wonderful blessing according to source. Shall i say im calling it. Let me say this source is way up, way up, way up and said its tonight
10:00 PM LadyLeeLee: the boards are running slow cause they're full.. I heard that there is a holiday in iraq due to the summit and cbi has not updated.. do you know if the cbi is actually open today..
Hammer - the cbi will be open 2 days this week.. auctions.. they ahvent had auctions for the dinar sold in a while.. they probably had auctions for us dollars.. but you cant believe anything on that site .. it's meant to give us what they want to give us.. you cant believe anything on there.. main branch in 'houston'? and main branch in bagdad open this week..
next caller 828 .. wondering about the bank as far as the foreign currency exchange goes.wouldnt it follow the same procedure as it does now ?
bankergirl - yes sir with regard to exchanging at the bank they are able to exchange their funds.. but what I am referring to is intense training because of the magnitude that is coming in.. we're talking about millions of dollars..
the bank only has x amount in the vault.. I mentioned last week that I had troulbe cashing a check for someone for $9,000 .. it's impossible for us to have millions of dollars..
10:01 PM LadyLeeLee: how is training going to change that thoughh?
10:03 PM LadyLeeLee: one more question.. what if you were going to deposit and get a credit as far as your dinar and you're getting a card with a high limit..
banker - that's the part that I'm trying to give you an answer to because I ahve not been trained.. my educated guess would be I would have to go through training.. we have to authenticate the bills assure that the funds coming into the bank are legitimate. ..
I'm comparing it to and individual that comes into the bank with a $150K check .. it has to clear.. that's why I emphasize on the fact it wouldnt be a realistic.. amount of time..
caller - well I think if anybody expects to walk into the bank and walk out with millions of dollars they're off their rocker..
bankergirl.. it's a hard time at this time for everyone.. single mom's etc.. it's a hard time for everyone cant judge until you walk in their shoes..
10:03 PM LadyLeeLee: hammer.. there's no need to keep doing this same question.. the banks are simply not ready.
10:15 PM LadyLeeLee: how reliable are the sources on the information you put out..
blaino.. well that's the thing we wouldnt put the information out there unless it was accurate.. Hammerman - I have about 37 sources.. that are solid and reliable.. in the usa I have about 60 .. military.. their information has been no good.. stuff from iraq has been solid.. stuff from Kuwait has been way way solid..
10:18 PM LadyLeeLee: information that i give to my knowledge is truth when I give it..
bankergirl.. I'm not different than you caller.. you can win and you can lose.. this makes sense to me.. everything that would be necessary to have an RV has taken place.. come to your own educated decision as to what can and cannot happen..
next caller 951 . - I would just like to make a comment.. calling from Calif. candace.. I'm not longer with them .. worked with the state.. we buy iraqi dinar .. we dont sell it..
we buy it back and all of them know how to do it.. to have all of them make photo copies would be time consuming.. but all of us was trained because we sold it before.. even before we sold it.. BBVA compass bank.
10:21 PM LadyLeeLee: hammer - they are not a big4 bank ..are you all?
caller - no.. you deal with the currency being in california?
caller - yes..
Hammer - that's the big difference there are some banks that will do it.. but we're trying to stress on the big4 banks.. there are some that as of a couple of months ago one in texas that was buying it back.. a lot of them dont have the regulations..
caller - I checked with this bank.. our international dept had not gotten word.. but if someone were to come in we still could come back and buy the dinar..
area code 530 you're up.. can you hear me? calling from california.. cashin questions seem to be dominant.. how come we're not discussing the direct cash ins while using the dealers.. in this case for me ********..why couldnt I just go into his office.. and cash out..
Hammer cause of now.. there was a conflict of interest and he has to get out.. I had bought my dinar or my dad did from ***.. if I cant go to wells fargo and cant get 10k do you think I can get it from a dealer..
10:23 PM LadyLeeLee: caller - I thought these guys were all cleared by the SEC.. currency dealers they sell it not necessarily can buy it back.. so in all this time I was buying from **** ***** it was like a used car salesman..
Hammer - well they are a dealer they sell it.. hammerman.. me personally I wont go to a dealer.. if I go in there with a million dinar.. they are gonna have to sell your dinar to get your money back from them. caller can you repeat your comment about***..
Hammer my understanding you cant even buy dinar.. since probably feb last year.. he got out of the currency business because he went to dubai to open a bank.. he couldnt sell the dinar because of the conflict of interest..
caller so you can no longer buy it in the states.. Adele - **** **** is currently undergoing major changes.
10:25 PM LadyLeeLee: caller - wells fargo is my only alternative.. at this point (hammerman) wells fargo was awarded the exclusive contract as of friday for the iraqi dinar..
they will probably give contracts to other banks to work with.. all banks will have to sell it back to wells fargo.. you will have other options.but caller I tell you from my personal honest opinion is to stay away from the dealers to cash in..
if you wait until after RV we will be doing calls.. iqdnospinzone.com or planetdinar.com we'll be doing a live active rate and a list of rules regulations.. busses to take planes to get on.. we'll have it all covered..
10:31 PM LadyLeeLee: something bear from fl.. statement and question.. I had been working wells fargo bank and have a relationship .. personally I dont see what the problem is in with training I have seen the IQD in the wells fargo book.. and pictures are in there..
there's a procedure in the book for the tellers to follow my question is have you seen this.. I would encourage you to get your wells fargo currency book and look it up. I"m not trying to be short with bankergirl.. if her branch exchanges currency.. the IQD is in the wells fargo book I promise you it's there..
yes sir .. they put it in there about 6 weeks ago.. hammer do you know anything about chips ? chips and dip yeah, I eat it all the time.. okay talk to you later.. area code 503 adele - you got me ? investor king.. warm welcome who might be able to shed a little light on this.. hello.. investor king.
10:35 PM LadyLeeLee: investor king if you feel like you have something to add into this .. ms adele saying boards are full.. 20 more calls probably wont get to all of them.. we'll try.. blaino can we go speedy. adele.. ask question.. then gonna disengage them from the board .. so we can move on.. 503..
512 - quick to say something.. even the bankers dont really understand this folks there is no money when you cash in your dinar at the bank there is no money ..
they are going to put digits in your account.. if I've had a mil in the bank I couldnt get more than 10K.. it's going to be simple..
caller you're talking about cash.. yes.. but they are just dealing with digits.. dont worry about the amount of money.. as soon as they put it in your account it's just digits..
10:45 PM LadyLeeLee: if this window of the summit passes us and we do not have a revaluation.. what's our next window..
I dont believe there's anymore windows.. from what I believe it IS done from trusted rumor.. everything has been signed.. MALIKI has signed off.. he is out of the picture.. MALIKI has signed off.. there will be no more windows...when shabibi's time is right he will do it..
someone was saying he was waiting for inflation to go up why would he wait for that?
blaino.. if he had the authority to cash in he will do it.. and he's got the authority.. to do it.. nobody's going to know when .. we may get some sprinkles.. like you know when it rains..
10:47 PM LadyLeeLee: he'll pull the trigger when he's ready... 314 .. done.. 209 - hello.. that was very interesting what that last lady had to say.. I have a question.. should I go and open up a non interest bearing checking acct.. I have a wells fargo acct.. checking acct.. but not a non interest bearing .. bankergirl.. if you have an acct. convert it to a custom management account. great thank you..
10:49 PM LadyLeeLee: investor king.. can you talk about accts.. if someone has a house or something.. dropped call..
next caller 435 you're up.. my curiosity.. thanks for keeping us on the ground and heads out of the clouds guys.. I"m more interested in what the banks are going to charge as the spread ..
hammerman.. caller we cant answer that we dont know because of the regulations.. even the banks don't know (blaino).. they dont know what they're gonna be looking at..
area code 210 .. when they say we're only going to get 10K out of our accts.. what happens when we want to give to our church..
hammer you can only get 10K per day.. you can get 10K every day..depends on the branch.. legally it's 10k.. some might only be 4,000 but usually it's 10K.. you can get cashier's check.. I'm talking about paper money green bills.. as far as the 10K
10:52 PM LadyLeeLee: blaino if you're gonna give to your churches.. you're probably gonna want to get a cashier's check as far as paper to show what you're doing..
next caller.. I dont believe this will involve the main banks.. I believe we're looking at the wealth mgm and private banker side only.. this will begin I believe where the cashin of the iraqi dinar will be decided.. avadanti ? (not sure) looking to take on 10,ooo new clients as of april 1st it's a partnership acquired through wells fargo.. avadowning ? clients..
10:52 PM LadyLeeLee: not sure what word he is saying.. main bank and branch bank levels will be able to acquire their training over time.. insider trader rules would not allow this to go to those levels.. so this avid downing.. (?) would be required to go down to this level.
10:55 PM LadyLeeLee: next caller - wanted to rehash a little bit.. your insight is saying this has been done and possibly tomorrow?
hammerman.. as of tonight yes.. my kuwaiti contact about 5 ish this afternoon his contact said shabibi gave it a go.. sometime last night.. taking it as rumtel as of now.. information is very hard to get now as of the blackout.. breaking information.. and havent been able to coordinate it as of now..
banker bill is supposed to come and back me up.. but hearing that we will see a rate some time tomorrow..
caller - in any event I think we're in the thick of things that it will have to happen before the summit or during the summit whether it's tomorrow I think we're really close.
Hammer - during the summit.. to come in and say look what I can do and go in and do it.. he's of another nationality..
10:55 PM LadyLeeLee: caller I think we're extremely close! I think we're there.. thanks so much !
10:56 PM LadyLeeLee: kuwait rv'd on march 25, of 1991.. !!! very interesting..
10:56 PM LadyLeeLee: it was a sunday and 11 pm at night and it went live at 3:20 pm eastern standard time.. (someone else said it was on a friday ) ..
next caller 910 I do want to ask a question.. I was really thinking that if it does do and it does pop I would take one iqd wtih a paper of authenticity and cash that in and make sure you take care of all your taxes..
get with your attorney, draw up your trusts.. make sure you dont keep it in all one basket.. if you put everything in one .. somebody will hurt you and know you have money they'll take it all.
10:58 PM LadyLeeLee: God has our back and know we'll all be blessed.. God Bless you all..
Hammerman.. I will have 6 to 8 bank accts.. and I dont like banks.. in 6 to 8 states.. regionalized across the country.. and one or 2 out of the country.. but you have to be very careful on those..
banker mike - doing good.. gonna talk to banker girl.. it makes sense and I want it to make sense to her that when you're dealing with a bank .. everybody is running to the bank.. other people are not dinarians.. only 2 or 3 people on the platform they had to do an alarm to get on in the days.. (???????).. couple of days ago.. you dont have a lot totally taking away from the branches.. hammer - people I'm talking to are probably wealth bankers..
11:03 PM LadyLeeLee: a lot of them are consultants.. some of them arent.. they are not considered the bank.. some people dont listen to every word said..when you tell them that the banks are ready ..
banker girl.. absolutely as a personal banker.. I can only assist individuals with 250K or less .. anything above goes to my private banker at series 6 and 7... 3 levels of bankers at a retail store .. personal banker.. not licensed.. obviously we have guidelines .. individual that has 250K or less..
once I see that an individual has more than 250 that goes to a private banker at 6 or 8 series.. introduction to the wells fargo advisors.. that's the one that everyone hears about.. ratio on a platform one plaset banker ? and 2 advisors.. realistically speaking we have to be trained on those individuals exceeding the 250K mark.. because we're gonna have a full loby. private banker will have to introduce you to the wells fargo advisor..
11:05 PM LadyLeeLee: irrevocable trusts.. banker mike.. you have to be careful with the inheritance tax.. you get a tax credit 5 mil dollars once you give that away if you go over 5 mil you get taxed 45 % for the gift tax
11:05 PM LadyLeeLee: gotta start talking to people before you go cashing the money out.. find a tax lawyer... a cpa.. a financial advisor.. your own personal trust lawyer
11:05 PM LadyLeeLee: okay guys it's 11:05 pm.. school night.. I need to stop typing
11:04 PM LadyLeeLee: google wells fargo employment.. or look in the newspaper for the ads looking for wealth mgrs. at this point probably over 5,000 in the last 2 months.