(Note: We are opening the comments to this post if you have any additional ideas you would like to share with everyone. Comments will be posted after approval. This post will be placed on our USER Q & A page.)
(Post from Debbie, The IQD Team)
Post RV Action Items Short-List
- by Anonymous
The other day a fellow Dinarian and I were talking about our "short-list" of things we need to do post RV. I thought I would write a few of the more important ideas down and share them here with you.
First Items on my List of Things Post RV T0-Do
First, change my contact info that I have used on various Dinar Boards and Forums. This is details like my phone number, home address and even my credit card info if I had used a credit card to either: donate, buy, or subscribe a product or service with either a Dinar Dealer/Broker or from a Board or Forum.
So, my friend tells me that this is easier said than done...
I beg to differ! I told him that you can "move" to a private mail service box (i.e. UPS Store, Pak-N-Mail, etc.) and these services usually charge a small monthly fee to receive all your mail, including your FedEx and UPS overnight packages. This will help to better protect your identity, and you can easily have your Residence Mail forwarded to this private mail box.
One caution: The USPS will NOT forward your mail FROM these private mail services with their mail forwarding service. So, later when you want to move that mail, say to another State, you will have to manually contact all the companies and people you want to have your new address - which too can be an advantage!
Read More Link on Right
Hopefully sooner than later, I do have intentions to change my Primary Residency to another State that does not charge Income Tax and has a much lower cost of living rating. Currently there are seven states that do not charge Income Tax - I figure paying US Federal Tax is enough for me!
Changing your credit card info is really as easy as calling the bank or institution that issued you that card and tell them you lost your card. They will inactivate the current card, and issue to you a new card. Do this BEFORE you change your mailing address however, as many banks/institutions are leery about issuing new credit cards to a new mailing address - due to the high levels of identity theft. I'm sure the IQD Team will address this further on calls post RV. Then, after you get your new credit card, then you can call the bank/institution and have your mailing address changed.
Finally changing my phone number, I had talked about that in a previous post, but in short there are answering services that can give you one of their phone numbers that they own, they will pre-screen your calls for you and only allow through the callers you want.
Additionally, there are automated phone services like Google Voice that does this for you as well, you will get a call from Google Voice, it will prompt the caller to state the reason for their call, then the service will call you and play their message, and ask you if you want to take their call.
Next Thing on my List of Things Post RV T0-Do
Another thing I plan to do immediately post RV is to take a week or two to just "absorb" the thought of it all and of being rich! Then, I'm going to take just one, or maybe two 25K IQD notes with me to my bank and deposit them!
And before you scream your head off at me "but I heard on something that I read that we only have a limited time..."
Okay, lets get this strait - Dr. Shabbi is on record several times saying that the process will take two years, and perhaps up to 10 years after the RV!!! So, please forget about the "rumtel" that is out there which says we only have a few days or weeks.
The 100% fact will be known post RV, so tune in to the IQD's call after the RV or the website to get more definitive - but at this point I am 99.9% certain we are looking at a minimum of two years we can wait.
So, anyways, back to doing my little deposit of a 25K note - I will use this "test" to see what happens! I'm going to see what the exchange rate/process will be! Later on after the "dust has settled" and we know the IRS rules, and the best offers from the banks and dealers, that will be a much better time for me to belly-up-to-the-bar and get served!
But, the first small cash-in will help me to chase away some financial alligators that are lurking around my door and nipping at my heels!
This little amount of money will also give me enough cash to take a nice trip with my spouse and so we can be "away from it all" and start the process of really planning out our future. We have not been on a proper vacation for almost 10 years now, so it is about time!
An "almost-new" Car is in my future too! I will probably just fix up my current vehicle as it is a nice luxury car. I don't want to make a large purchase of a new vehicle or an "almost new" vehicle until after I make my move to another State - as the taxes are high here where I currently live and also I want to show an establishment of a new residence in a new state - this is another good way to prove I moved!
Quick Tip on buying Cars: We as a people are brainwashed by the Car Manufacturers that we MUST buy a "new" car every couple of years. I say HOGWASH!!!
Most of the time buying a "new" vehicle is not a great idea for you financially speaking! You lose such a large percentage of the "new" car's value when we just drive it off the Car Dealer's Lot!!!
Example: Buying a Mercedes 500SL is $100,000.00 "New" - however, the same Mercedes 500SL with low miles and 2 or 3 years "old" (i.e. a Lease Return) will sell for well under $50,000.00!!! Since you never had a 500SL, it is new to you and you now keep an extra $50,000.00 for whatever you want to buy, such as another car/truck or a "baller" Rolex!!! Or, you can also donate to charity!
Besides, now that you are "rich" (post RV) YOU HAVE NOTHING TO PROVE!!! You can drive an old 'beater' if you want, if you like it, why not??? You're rich! You don't have to impress your neighbor who now hates you because they didn't listen to you and buy Dinar!
Take a few minutes and a blank piece of paper and start jotting down ideas of what you will want to do now (pre RV) and keep that paper in your wallet or purse, so when a new idea hits you, you can quickly pull it out and write it down.
Having these ideas now will help you to keep your mind more clear post RV. If you have questions, write those down also for one of the future IQD Team calls after the RV, and the team will do their best to give you their opinions.
Thanks again Mr Anonymous..can't thank you enough.