_Some things I have not seen discussed here yet. If the dinar RV and the number of us who have suddenly come into major $$ is announced on mainstream news media, you WILL be targeted by computer thieves.
Here are some tips to help you protect yourself so that your gains do not become your losses as fast as you got them:
1. If you are not running anti-virus on your computer with regular (daily at least) signature updates, do it now. Start RIGHT NOW and start scanning your system for viruses.
AVG and AVAST both have free quality anti-virus products to get you started. If you find a virus(Malware) clean it and keep repeating the scan process until it comes back clean.
If you find a virus, you should change all of your email account and financial account passwords AFTER the virus is removed and the computer is clean.
If you cannot remove the virus, DO NOT conduct any online financial transactions (Banking, purchasing, etc) then take your computer to a computer security professional to have your system cleaned.
Sometimes, 'reformatting the hard drive' is not enough to get rid of certain types of malware, you should replace it.
2. If you are running a microsoft windows computer, click windows update/microsoft update after you have scanned the computer for viruses and apply all critical or serious (top two levels) patches.
Repeat this process weekly.
3. If your computer firewall is not turned on, turn it on. If you need assistance, google it or take your computer to a professional.
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_4. Never use the 'debit' function of your bank debit card including a pin number if you have the option to run a transaction as credit (i.e. visa or mc logo on your card)
Debit transactions that are compromised can empty your account of all money with virtually no recourse for you to recover it. Often credit transactions are protected by visa/mc to a specific dollar amount of loss
Check with your bank so that you know their rules.
5. If possible, and you should be able to after RV, use a separate computer for all financial transactions (online bill pay, online banking, etc.) other than the one you use for web surfing, email, shopping, etc.
6. Be careful where you swipe your debit/credit card. At gas pumps use the islands that would be in view of the clerk inside the store or camera. At ATMs look for signs of tampering (extra card scanners/skimmers), use inside the building ATMs or ones that are under camera surveillance rather than ones located away from high traffic or public view areas.
7. Most computer infections come from people clicking links in email or opening attachments (even if you recognize the sender as their computer could be infected).
Rather than click on a link in an email, type the http address into the web browser (IE, Firefox, Chrome, etc.) address bar.
If you can't read the entire address or it contains cryptic characters (e.g. 4vjy04855/ap35ps4) contact the sender to verify that they included the link.
7a. Ask your self if you really need to look at that 'pretty landscape slide show" with motivational sayings and music. Ask yourself it those emoticons are really that cute that you must have them.
7b.Right click on attachments and save them to your desktop. Once there, right click on it again and look for an option to scan the attachment with an anti-virus scanner.
If you are unsure of a web address or a file attachment name, google it.
If it is being exploited someone has usually posted something about it.
Repeat these steps frequently to stay protected. Be suspicious of every email and every website that you do not routinely use and that is a well established professional website.
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