A Flock of Black Swans Is Forming & the Power Elite Knows Exactly Why | Thornton & Schectman
A Flock of Black Swans Is Forming & the Power Elite Knows Exactly Why | Thornton & Schectman
Miles Franklin Media: 12-12-2025
Andy Schectman, Founder & CEO of Miles Franklin Precious Metals, sits down with Dr. Mark Thornton, Senior Fellow at the Mises Institute, for a deep-dive into the systemic fragilities building beneath the surface of the global financial system and why a flock of black swans is forming all at once.
Thornton explains how central banks, political elites, and entrenched power structures have spent decades inflating bubbles, suppressing interest rates, weaponizing currencies, and expanding government controls.
Now those policies are converging into a historic breaking point.
A Flock of Black Swans Is Forming & the Power Elite Knows Exactly Why | Thornton & Schectman
Miles Franklin Media: 12-12-2025
Andy Schectman, Founder & CEO of Miles Franklin Precious Metals, sits down with Dr. Mark Thornton, Senior Fellow at the Mises Institute, for a deep-dive into the systemic fragilities building beneath the surface of the global financial system and why a flock of black swans is forming all at once.
Thornton explains how central banks, political elites, and entrenched power structures have spent decades inflating bubbles, suppressing interest rates, weaponizing currencies, and expanding government controls.
Now those policies are converging into a historic breaking point.
From the breakdown of the dollar-led order to BRICS building parallel payment rails… from exploding sovereign debt to the yen carry trade… from stress in the banking system to the widening disconnect between derivatives and physical gold & silver – the “unknown unknowns” are piling up.
According to Thornton, none of this is random. The elites know exactly why these black swans are multiplying and why the public will be the last to see it.
In this episode of Little by Little:
Why multiple black swan risks are emerging at the same time
The role of central banks and political elites in engineering systemic fragility
BRICS, gold accumulation, and the rise of alternative settlement systems
Silver as a “critical mineral” and the strategic battle over supply
How stablecoins and the GENIUS Act may fast-track a U.S. monetary reset
00:00 Coming Up
01:06 Introduction
01:49 Ludwig Von Mises & Austrian Economics
04:06 US Dollar & Global Trade Dynamics
10:03 Gold & Precious Metals Market
16:41 Silver's Strategic Importance
20:00 BRICS & Global Financial Shifts
25:54 Potential Financial Crises
31:48 Cryptocurrencies & Government Regulation
37:30 Conclusion & Resources
Fiat’s Final Stage & How to Prepare w/ Francis Hunt
Fiat’s Final Stage & How to Prepare w/ Francis Hunt
Lynette Zang: 12-11-2025
A global financial reset is already in motion — and most people won’t see it until it’s too late.
In this powerful interview, Francis Hunt breaks down why fiat currency is entering its final stage, why debt markets are unraveling, and why the collapse will feel sudden when it happens.
Fiat’s Final Stage & How to Prepare w/ Francis Hunt
Lynette Zang: 12-11-2025
A global financial reset is already in motion — and most people won’t see it until it’s too late.
In this powerful interview, Francis Hunt breaks down why fiat currency is entering its final stage, why debt markets are unraveling, and why the collapse will feel sudden when it happens.
Lynette Zang and Francis explain the signals, the dangers, and the strategies you can use to protect yourself before the system takes your choices away.
From gold and sound money to prepping and global positioning, this is a roadmap for what comes next — and how to survive it.
00:00 Introduction
00:22 Is Panama a Sound Money Hub
02:41 Markets Breaking: Bonds, Dollar, Bitcoin
04:18 Zombie Debt & Currency Debasement
07:19 Inflation = Wealth Transfer
09:16 Panama Boom vs Western Decay
11:38 Treasury Stress & Ponzi Finance
15:10 Preparing for Chaos
18:44 Rising Taxes & Hidden Confiscation
23:37 Gold & Silver Strategy
25:26 Real Custody: Hold Your Assets
30:18 Stablecoins, CBDCs & Control
32:11 Digital ID & Financial Slavery
33:18 Sound-Money Revolution
Seeds of Wisdom RV and Economics Updates Friday Afternoon 12-12-25
Good Afternoon Dinar Recaps,
A Message to Our Seeds of Wisdom & Newshounds News™ Readers
For more than a decade, many of you have held foreign currencies with the hope that one day a global financial reset and revaluation would change your family’s future. You have remained patient, faithful, and committed — even as week after week, year after year, “RV gurus” declared this is finally the week, only for nothing to happen.
You deserve better than recycled predictions.
You deserve truth, clarity, and real evidence — not hype.
At Seeds of Wisdom and Newshounds News™, our mission is simple:
To give you facts, not fantasies.
To give you hope, not hype.
To give you understanding, not confusion.
Good Afternoon Dinar Recaps,
A Message to Our Seeds of Wisdom & Newshounds News™ Readers
For more than a decade, many of you have held foreign currencies with the hope that one day a global financial reset and revaluation would change your family’s future. You have remained patient, faithful, and committed — even as week after week, year after year, “RV gurus” declared this is finally the week, only for nothing to happen.
You deserve better than recycled predictions.
You deserve truth, clarity, and real evidence — not hype.
At Seeds of Wisdom and Newshounds News™, our mission is simple:
To give you facts, not fantasies.
To give you hope, not hype.
To give you understanding, not confusion.
The world is changing.
A global reset is not a myth — it is unfolding in real time through international finance, monetary restructuring, gold accumulation by central banks, new settlement systems, geopolitical realignment, and the slow erosion of dollar-centric frameworks.
But revaluation will not happen because a guru said it will.
It will happen when:
Global monetary architecture shifts,
New settlement systems are activated,
Liquidity and sovereign-debt frameworks are reset,
And nations restructure how value moves across borders.
These are the signals we track every day — not rumors, but verifiable developments happening across the world’s financial system.
🌱You have waited a long time.🌱
Our commitment is to walk this part of the journey with you honestly, respectfully, and transparently. We will continue bringing you real news, structured analysis, and the global indicators that truly matter for foreign currency holders.
We honor your patience. We honor your hope.
And we promise to protect that hope from the noise that has misled this community for far too long.
A reset is coming —
But this time, you will see it with clear eyes, grounded understanding, and the truth you deserve.
Seeds of Wisdom Team
Newshounds News™
Trusted. Grounded. Focused on truth in a world of noise.
But this time, you will see it with clear eyes, grounded understanding, and the truth you deserve.
Seeds of Wisdom Team
Newshounds News™
Trusted. Grounded. Focused on truth in a world of noise.
~~~~~~~~~~
NATO Expands Caribbean Enforcement as France Seizes 2.3 Tons of Cocaine
Drug-route security tightens amid rising geopolitical coordination across NATO and U.S. partners.
Overview
France intercepts 2.3 tons of cocaine in the Caribbean, part of a dramatic rise in 2025 counter-trafficking operations.
U.S. and NATO allies increase maritime enforcement, intensifying activity near Venezuela, Colombia, and Haiti.
Record drug-route disruptions highlight growing regional instability, prompting new EU and NATO policy measures.
Key Developments
French naval forces intercepted an unflagged vessel carrying over 2,360 kg (5,200 lbs) of cocaine — one of 2025’s largest seizures.
Over 31 tons of narcotics have been seized in the Antilles-Guyana zone this year, signaling escalating cartel activity and security risks.
U.S. Coast Guard operations continue at high tempo, with multiple multimillion-dollar seizures across the Caribbean and Eastern Pacific.
MAOC-N and NATO partners intensify joint intelligence operations, disrupting long-established Atlantic trafficking routes.
France proposes an EU sanctions regime targeting transnational drug networks, linking organized crime to geopolitical instability.
Why It Matters to Foreign Currency Holders
For those waiting on foreign-currency revaluation, developments like this matter far more than most realize. Major narcotics routes often fund non-state actors, corruption networks, and destabilizing forces inside countries whose currencies people are holding. A global currency reset requires financial stability, transparent capital flows, and strong international cooperation — the exact conditions these operations aim to build.
This article signals that:
NATO and EU frameworks are expanding, stabilizing regions tied to major trade and currency corridors.
Governments are tightening enforcement and sanctions, prerequisites for any future asset-backed or rules-based global financial architecture.
Law-enforcement coordination is increasing, a step required before cross-border settlement systems or global liquidity resets can be trusted.
This is the kind of real-world progress that matters for RV timelines — not guru predictions, but structural cleanup of geopolitical and financial instability, which always comes first.
Implications for the Global Reset
Pillar 1 — Structural Clean-Up: Successful counter-narcotics operations strengthen regional financial integrity — a requirement for future currency realignment and compliant international settlement systems.
Pillar 2 — Coordinated Enforcement: NATO, EU, and U.S. multi-agency coordination reflects the tightening of global governance frameworks that typically precede monetary restructuring.
This is not just politics — it’s global finance restructuring before our eyes.
Seeds of Wisdom Team
Newshounds News™ Exclusive
Sources
Newsweek – “US’s NATO Ally Seizes Cocaine Boat in Caribbean Bust”
AP -- "French Navy intercepts boat loaded with over two tons of cocaine"
~~~~~~~~~~
U.S.–Venezuela Tensions Surge as Military Escalation Signals Possible Conflict
Washington’s show of force reshapes power balances in the Western Hemisphere.
Overview
U.S. intensifies pressure on Venezuela, escalating from sanctions to direct tanker seizures and expanded counter-drug strikes.
Major U.S. military assets deployed to the Caribbean, including F-35s, B-52 bombers, and carrier-based aircraft near Venezuelan airspace.
Venezuela responds with military mobilization, accusing the U.S. of attempting regime change to seize control of its oil resources.
Key Developments
Energy and shipping tensions escalate as the U.S. intercepts Venezuelan oil shipments, prompting international maritime warnings.
Operation Southern Spear expands, with U.S. forces conducting patrols, exercises, and simulated strikes across the region.
Trump administration signals readiness for “land strikes”, while Maduro swears in thousands of new troops to counter U.S. pressure.
Why It Matters
This confrontation is no longer just political—it reflects a deeper struggle over control of the Western Hemisphere’s energy corridors, shipping routes, and monetary influence. As the U.S. asserts the Monroe Doctrine and military operations expand, regional instability increases the risk of sanctions spillover, supply chain disruptions, and commodity volatility across the Americas.
Why This Matters to Currency Holders
Heightened U.S.–Venezuela conflict could accelerate shifts in global oil flows, payment routes, and the use of alternative settlement systems outside the U.S. dollar—especially among BRICS-aligned states supporting Venezuela.
Any disruption in the Caribbean and Gulf shipping lanes can affect energy prices, liquidity conditions, and the pace of de-dollarization across Latin American economies. Currency holders should watch for ripple effects on commodity-linked currencies, parallel-market rates, and regional dollar scarcity.
Implications for the Global Reset
Pillar: Energy Power Realignment
U.S. enforcement of the Monroe Doctrine brings the Western Hemisphere into sharper geopolitical competition, pushing alternative blocs to develop independent oil, trade, and payment channels.
Pillar: Acceleration of Alternatives to Dollar Settlements
Venezuela’s alignment with BRICS partners increases incentives for non-USD trade settlements, reinforcing a multipolar financial system.
This is not just politics — it’s global finance restructuring before our eyes.
Seeds of Wisdom Team
Newshounds News™ Exclusive
Sources
~~~~~~~~~~
U.S. Advances Plan for International Stabilization Force in Gaza
Washington prepares multinational deployment as part of Trump’s second-phase Middle East peace framework.
Overview
U.S. officials outline early-2025 deployment of an International Stabilization Force (ISF) under a UN mandate to demilitarize Gaza.
Indonesia offers up to 20,000 troops, signaling broad Muslim-world participation in the stabilization phase.
ISF to operate in Israeli-controlled zones, enabling potential phased Israeli withdrawal while supporting Palestinian police reintegration.
Key Developments
A U.S. two-star general is being considered to lead the mission, which will not directly engage Hamas but will assist demilitarization and civil reconstruction.
Force deployment dependent on final approvals from the Trump-established Board of Peace, including decisions on size, composition, and rules of engagement.
Indonesia’s contribution marks a major diplomatic shift, creating momentum for wider Muslim-majority involvement and potential Arab-world legitimacy.
Operational contradictions persist, as Hamas refuses disarmament without statehood, heightening risk for ISF entanglement.
Why It Matters
The ISF is the first tangible step toward a new Middle East security architecture that blends international oversight with phased Israeli disengagement. If successful, the plan could redefine regional power arrangements, reshape diplomatic alliances, and alter Washington’s credibility in peace enforcement. Failure, however, risks a protracted entanglement and renewed instability.
Why This Matters to Currency Holders
Major geopolitical transitions in the Middle East often trigger oil market volatility, shifts in petrodollar flows, and new alliances that affect global settlement systems.
A multinational force in Gaza—especially one backed by Indonesia and potentially other non-Western partners—signals rising influence from states exploring non-USD settlement frameworks. Any change in regional stability affects energy pricing, global liquidity, and the pace at which Middle Eastern nations diversify away from the dollar. Currency holders should watch for ripple effects across oil-linked currencies, sovereign risk ratings, and cross-border payment realignment.
Implications for the Global Reset
Pillar: Geopolitical Realignment in Energy & Security
International intervention in Gaza changes regional alignments and increases incentives for Middle Eastern states to strengthen economic ties with BRICS and alternative financial systems.
Pillar: Fragmentation of Dollar-Dominated Structures
The entry of large non-Western contributors like Indonesia highlights shifting global leadership roles and widens pathways for non-USD economic coordination.
This is not just politics — it’s global finance restructuring before our eyes.
Seeds of Wisdom Team
Newshounds News™ Exclusive
Sources
~~~~~~~~~~
Pakistan Partners With Binance to Tokenize Up to $2 Billion in Sovereign Assets
Islamabad moves to modernize its financial system and attract global capital through blockchain-based asset digitization.
Overview
Pakistan signs MoU with Binance to tokenize up to $2 billion in sovereign bonds, T-bills, and commodity reserves.
Regulators grant initial approval to Binance and HTX to establish licensed operations inside Pakistan.
Nation accelerates digital asset regulation, aiming to become a regional hub in tokenized finance.
Key Developments
Tokenization initiative aims to improve liquidity, transparency, and global access to Pakistan’s sovereign assets via blockchain.
Pakistan Virtual Assets Regulatory Authority approves preliminary registration for Binance and HTX as they prepare full licensing applications.
Islamabad is building a comprehensive digital asset framework, including a dedicated regulator and new licensing laws.
Move aligns with Pakistan’s plans for a central bank digital currency, marking a structural transition in its financial architecture.
Why It Matters
Pakistan’s initiative is one of the most aggressive state-level tokenization programs attempted by any government, signaling a fundamental redesign of sovereign asset management.
By partnering with major exchanges, the country seeks alternative financing avenues, improved transparency, and a competitive digital-finance ecosystem despite ongoing economic stress. The effort positions Pakistan as a potential model for other emerging markets seeking to digitize their balance sheets.
Why This Matters to Currency Holders
Tokenizing sovereign assets is a major step toward digitized national balance sheets, a hallmark of the coming global financial reset. As developing nations adopt blockchain-based debt and commodity structures, the world moves closer to post-SWIFT settlement rails, multi-currency collateral systems, and digital sovereign liquidity pools.
These transitions weaken the dominance of legacy currency valuations and open the door to re-priced national currencies based on real-asset-backed digital instruments. Pakistan’s move signals accelerated global momentum toward asset-backed, interoperable financial systems—precisely the environment in which currency revaluations become feasible.
Implications for the Global Reset
Pillar: Tokenized Sovereign Finance
Digitization of government assets creates a new template for emerging markets to restructure debt, issue collateralized digital bonds, and integrate into non-Western capital markets.
Pillar: Multipolar Payment Systems
Pakistan’s alignment with Binance and other global digital platforms reinforces the shift toward decentralized, non-USD financial rails, supporting broader de-dollarization trends.
This is not just politics — it’s global finance restructuring before our eyes.
Seeds of Wisdom Team
Newshounds News™ Exclusive
Sources
~~~~~~~~~~
Seeds of Wisdom Team RV Currency Facts Youtube and Rumble
Newshound's News Telegram Room Link
RV Facts with Proof Links Link
RV Updates Proof links - Facts Link
Follow the Gold/Silver Rate COMEX
Follow Fast Facts
Seeds of Wisdom Team™ Website
Thank you Dinar Recaps
Rob Cunningham: Rosie Rios is the Center of US Monetary Authority
Rob Cunningham: Rosie Rios is the Center of US Monetary Authority
12-12-2025
Rob Cunningham | KUWL.show @KuwlShow
FACT: Rosie Rios is not a symbolic appointment – she represents the center of U.S. monetary authority
Rosie Rios is not a politician.
She is not a lobbyist.
She is not a “crypto personality.”
Rob Cunningham: Rosie Rios is the Center of US Monetary Authority
12-12-2025
Rob Cunningham | KUWL.show @KuwlShow
FACT: Rosie Rios is not a symbolic appointment – she represents the center of U.S. monetary authority
Rosie Rios is not a politician.
She is not a lobbyist.
She is not a “crypto personality.”
She is the former 43rd Treasurer of the United States, whose literal signature is on over $1.7 trillion of circulating U.S. currency during her tenure.
Her domain of authority included:
Bureau of Engraving and Printing
U.S. Mint
Fort Knox
Oversight of nationwide currency supply, issuance & coinage policy
Deep involvement in economic revitalization programs
National reserve & liquidity frameworks
When someone with this authority joins the board of Ripple, it signals:
@Ripple (and XRP) are operating inside the realm of U.S. sovereign monetary legitimacy – not outside it.
This is an unmistakable signal about where the future infrastructure is going.
FACT: @America250 is a bipartisan, Congressionally chartered commission for national continuity & economic renewal
Rosie Rios serves as Chair of America 250, which is not a PR body – it’s a federal commission chartered by Congress to coordinate:
America’s 250th anniversary
National communications
Economic stewardship themes
Cultural and civic strategic messaging
The modernization narrative of America’s next chapter
This is where her influence matters:
If blockchain, tokenization & financial modernization are part of the next chapter of American competitiveness, America 250 is where the messaging alignment is shaped.
And sitting inside that commission is the former U.S. Treasurer who now sits on Ripple’s board.
Ripple is not “a crypto company.”
Ripple is positioned as the infrastructure partner for the United States’ next monetary system upgrade.
FACT: The U.S. Treasury already recognizes the role of digital assets in reserve frameworks
The Treasury and the Federal Reserve have already stated officially:
Digital assets may be included in reserve or collateral frameworks where state or federal regulation is satisfied.
Tokenized forms of U.S. Treasuries are explicitly recognized under pilot programs, including @The_DTCC tokenization framework.
Stablecoins under @NYDFS supervision meet the criteria for:
Full-dollar backing
Regulated custody
Liquidity transparency
Supervisory reporting obligations
This matters because RLUSD is a New York–regulated stablecoin, meaning:
It is one of a very small number of U.S.-legal, U.S.-compliant, institution-grade stablecoins suitable for integration with federal systems.
@RosieRios understands this regulatory environment intimately.
Ripple is building within it – not outside it.
FACT: RLUSD is not just “a stablecoin” – it is a regulatory-grade payment instrument
NYDFS requires:
1:1 USD backing
High-quality liquid assets
Approved custodians
Monthly attestations
Segregated reserves
Strict redemption rights
Anti-fraud compliance
Consumer-protection standards
Real-time transactional monitoring
Transactional finality and auditability
It also requires rigorous interoperability and traceability – features built directly into XRPL’s design.
The XRPL is one of the few ledgers capable of supporting:
Issued assets
Stablecoins
Native DEX function
Regulatory-compliant pathways
Atomic settlement
Predictable transaction fees
No MEV, no Miner Extractable Value
Deterministic finality
This is why RLUSD + XRPL is not a coincidence.
It is regulatory and architectural compatibility.
FACT: New York DFS frameworks require pairing the stablecoin with a compliant settlement system
NYDFS rules for institutional stablecoins require:
A deterministic settlement ledger
No probabilistic finality
A predictable fee structure
Identity-compliant rails
Operational rigor under high institutional throughput
Ethereum fails on multiple criteria.
Solana fails on institutional reliability.
Most chains fail outright.
XRPL passes.
Thus:
RLUSD’s pairing with XRPL is a regulatory-compliance decision, not a marketing decision.
Which leads us to this central point:
LOGICAL INFERENCE: If RLUSD is the regulated cash leg, XRP is the natural liquidity leg.
Here is the heart of the matter:
NYDFS regulates the dollar leg through RLUSD.
The liquidity leg must be:
Fast
Deterministic
Non-custodial
Trust-minimized
Global
Compliant
Stable in function
Available 24/7
Interoperable with ISO 20022 flows
Tied into a ledger capable of regulated RWA tokenization
The only digital asset that matches this list natively, without bolt-ons or workarounds, is:
XRP.
Thus one of the most powerful truths:
RLUSD is the regulated dollar.
XRP is the regulated liquidity.
This is the architecture of a global settlement system.
LOGICAL INFERENCE: Treasury supervision + Ripple board ties = legitimacy for XRP in reserve or liquidity frameworks.
Rosie Rios has explicitly said: “XRP is the key to cross-border liquidity.”
That is a former U.S. Treasury Secretary speaking in her own capacity.
If tokenized Treasuries, stablecoins, and reserve-backed digital payments rails form the cash layer of the new U.S. financial system, then:
XRP becomes the neutral, non-sovereign, liquidity-optimizing, bridge asset that allows these tokenized reserves to move.
This is not speculation.
This is design logic.
And the presence of:
Michael Bodson (DTCC)
Rosie Rios (U.S. Treasury)
Former regulators in multiple jurisdictions
Institutional banking partners
ISO 20022 compliance
RLUSD + XRPL compatibility
DTCC announcing tokenized securities across approved blockchains
Ripple’s increasingly visible role in U.S. monetary modernization
all point toward a unified liquidity system.
In that system…
RLUSD = compliant cash
XRP = compliant liquidity
XRPL = compliant settlement ledger
DTCC = compliant asset-issuance and custody stack
This is the architecture of a global digital reserve ecosystem.
TRAJECTORY: The convergence is not hypothetical. It is happening.
Let’s connect the dots:
A former DTCC CEO joins Ripple.
DTCC begins tokenizing securities.
A former U.S. Treasury Secretary joins Ripple
Treasury formally acknowledges digital assets within reserve and collateral frameworks.
Ripple launches RLUSD under NYDFS
DTCC’s tokenization model requires compliant cash rails.
RLUSD lives on XRPL
XRP is the native bridge asset for settlement and liquidity.
U.S. financial modernization accelerates toward ISO 20022 + blockchain
XRPL is one of the few ledgers architected for this model.
America 250 shapes the narrative of America’s economic future
Rosie Rios is the Chair shaping that narrative.
In the language of common sense:
No nation assigns its former head of currency issuance and its former head of securities settlement to the same company by accident.
Systems are merging.
Roles are aligning.
The architecture is being revealed.
ONE SENTENCE SUMMARY
Rosie Rios’s Treasury authority, her leadership of America 250, her seat on Ripple’s board, the regulatory framework around RLUSD, and the architecture of the XRPL together indicate that Ripple is not merely participating in the future of U.S. financial infrastructure – it is being positioned as one of the foundational rails of that system, where RLUSD is the compliant dollar and XRP is the compliant global liquidity instrument.
Source(s): https://x.com/KuwlShow/status/1999303447879860704
News, Rumors and Opinions Friday 12-12-2025
Note: All intel should be considered as "Rumors" until we receive official announcements ...and “Rates and Dates” could change anytime until we get to the banks/redemption centers.
RV Excerpts from the Restored Republic via a GCR Update as of Fri. 12 Dec. 2025
Compiled Fri. 12 Dec. 2025 12:01 am EST by Judy Byington
Judy Note: At 7:07 am EST on Thurs. 11 Dec. 2025 Trump (allegedly) signed off on the Global Restoration Accord and the final QFS Key Sequence was (allegedly) issued to Military Commands in 27 countries. Sovereign councils were(allegedly) being formed in every territory, backed by gold, enforced by truth, guided by consciousness. The Global Currency Revaluation had (allegedly) ignited the greatest wealth transfer in history.
Note: All intel should be considered as "Rumors" until we receive official announcements ...and “Rates and Dates” could change anytime until we get to the banks/redemption centers.
RV Excerpts from the Restored Republic via a GCR Update as of Fri. 12 Dec. 2025
Compiled Fri. 12 Dec. 2025 12:01 am EST by Judy Byington
Judy Note: At 7:07 am EST on Thurs. 11 Dec. 2025 Trump (allegedly) signed off on the Global Restoration Accord and the final QFS Key Sequence was (allegedly) issued to Military Commands in 27 countries. Sovereign councils were(allegedly) being formed in every territory, backed by gold, enforced by truth, guided by consciousness. The Global Currency Revaluation had (allegedly) ignited the greatest wealth transfer in history.
Tier 4B notifications have (allegedly) commenced under the Quantum Financial System’s un-breachable shield, with redemption appointments slotted for December 11 through 13, ensuring the stewards of humanitarian projects (allegedly) receive their allotments without delay.
Iraq’s dinar has (allegedly) locked in at $4.17, while global currencies align in the BRICS ledger, heralding payouts that will(allegedly) start at midnight tonight Thurs. 11 Dec. 2025 for select tiers.
Debt forgiveness (allegedly) sweeps across the world, extinguishing the $35 trillion illusion foisted upon nations by the Cabal’s greed.
NESARA/GESARA’s decrees (allegedly) activate fully by dawn Fri. 12 Dec, wiping slates clean for every soul—mortgages (allegedly) dissolved, student burdens lifted, and social security(allegedly) tripled to sustain the widow and orphan as promised in scripture.
Wealth flows not to hoarders, but to builders of light, with 800 numbers (allegedly) dialing blessings that turn scarcity into abundance overnight.
The Alliance confirms(allegedly) first-week exchanges at 1955-equivalent pricing, a return to equity where every family thrives. The hour is upon us; receive it with open hearts.
This was not a drill; it was(allegedly) the fulfillment of prophecies. The Storm rages not with chaos, but with celestial order, rescuing vulnerable and binding evil. Open your eyes, stand vigilant and trust in the Almighty’s plan unfolding before us.
~~~~~~~~~~~~~~
Thurs. 11 Dec. 2025 Bruce’s Big Call, Notes by Ginger Doucet
There is a (allegedly) new set of bondholders who came in at the last minute, received travel funds to go to Reno; that started today at 11:00 Pacific. These are people who traveled commercially, not privately. They are (allegedly) working on these now and we have heard it’s busy. Bruce thinks it’s a smaller group and they have been pre-vetted. Will they finish up in the next day or so? They could.
Re Reno, Tier 4A, the Admirals’ Groups, Wells Fargo doesn’t see the difference between 4A and 4B. Today, Bruce heard from an Uber Paymaster that they will (allegedly) begin paying out the Admirals’ groups tomorrow Fri. 12 Dec, money in their accounts and then they will be notified when they can receive access to it, which may be in a day or two. Bruce was very encouraged to hear this.
The last-minute Tier 3 bondholders were supposed to get emails today and now Bruce is hearing they will receive them Friday or Saturday.
Bruce is hearing we will receive our notifications over the weekend. It could also be Friday. The latest information from a top source is “a weekend launch” for us.
Admirals’ groups get access to their funds possibly on the weekend. Theoretically, we could exchange Saturday afternoon or Sunday.
The DOGE payments and Tariff Dividends should come out after January 2 or 3. Look for an announcement Jan 1 to 3.
NESARA should be part of that, with the new US currency.
We could get a discussion of no more income taxes. NESARA (allegedly) has a provision for a consumption tax of about 15% on new goods.
DOGE also in the new year, about the 3rd to the 5th, which should go directly into bank accounts.
The R&R money should be in our accounts when we go for our appointments.
Read full post here: https://dinarchronicles.com/2025/12/12/restored-republic-via-a-gcr-update-as-of-december-12-2025/
Courtesy of Dinar Guru: https://www.dinarguru.com/
Frank26 [Iraq boots-on-the-ground report] OMAR: Sudani spoke and said it's time for the currency to match the wealth and prestige of our nation...and the dinar should reach its full potential and enhance our economic growth. Sudani said he hoped the dinar would stop being overlooked and rather reach its full independent control of their destiny... FRANK: How many more combination of word salads can they come with without being...obvious? OMAR: Sudani just said we have completed in full the reforms and are in full international compliance. FRANK: Oh, man, this guy is talking way too much...You're making me dizzy!
Militia Man IMF Article VIII status: The IMF's Article IV consultation published in July of 2025 confirms Iraq no longer maintains any exchange restrictions on current account transactions and no longer has multiple currency practices. That means Iraq has already met the legal requirements for Article VIII. That's big. The only remaining practical step is the public announcement that the dinar is fully convertible for current account transactions and the opening of a dinar trading pairs on international Forex.
************
The Silver Price Signal Everyone Is Missing | Mike Maloney & Alan Hibbard
12-12-2025
Are we on the brink of a fundamental breaking point in the silver market?
In this eye-opening episode of The Gold Silver Show, Mike Maloney and Alan dive into a critical idea: when the paper market can no longer mask the true scarcity of physical silver, price becomes the only solution.
• Why actual physical silver matters more than ever — especially for technology and clean energy production.
• What could happen if COMEX fails to deliver metal and forces cash settlements.
• The massive disconnect between paper contracts and real supply.
• Why holding physical silver could be one of the smartest moves before prices catch up to reality.
Whether you’re new to metals or an experienced investor, understanding this dynamic could change how you think about precious metals forever.
Watch till the end — price is more than a number, it’s the mechanism that forces markets to truth.
Seeds of Wisdom RV and Economics Updates Friday Morning 12-12-25
Good Morning Dinar Recaps,
Global Markets Flash Warning: China Slowdown & Fed Cuts Signal Structural Reset
Financial markets surge while economic foundations weaken — signaling a deeper global realignment.
Overview
China acknowledges weakening investment, prompting new state-driven stimulus and signaling structural stress inside the world’s second-largest economy.
Global equities rally on fresh Federal Reserve rate cuts, masking fragility beneath soaring asset prices.
Tech volatility resurfaces, showing cracks in overvalued sectors as traditional markets rotate toward real-economy assets.
Good Morning Dinar Recaps,
Global Markets Flash Warning: China Slowdown & Fed Cuts Signal Structural Reset
Financial markets surge while economic foundations weaken — signaling a deeper global realignment.
Overview
China acknowledges weakening investment, prompting new state-driven stimulus and signaling structural stress inside the world’s second-largest economy.
Global equities rally on fresh Federal Reserve rate cuts, masking fragility beneath soaring asset prices.
Tech volatility resurfaces, showing cracks in overvalued sectors as traditional markets rotate toward real-economy assets.
Key Developments
China issues concern over falling fixed-asset investment, pushing Beijing to prepare additional fiscal measures as demographic and productivity pressures accelerate.
European and U.S. markets hit record highs following the Fed’s latest rate cut, with banks and cyclicals leading gains despite AI valuation concerns.
Major tech weakness emerges, highlighted by sharp declines in key firms after disappointing earnings, renewing fears of an AI-driven market bubble.
Liquidity expansion returns as a global theme, with central banks increasingly prioritizing financial stability over anti-inflation discipline.
Why It Matters
Monetary easing, structural slowdown in China, and market dependence on liquidity reveal a global system shifting away from traditional Western-centric growth and dollar-tightening cycles. These moves expose deeper fractures in the current financial order — accelerating the transition toward distributed, multipolar economic coordination.
Implications for the Global Reset
Pillar 1 — Liquidity as Policy: Renewed rate cuts reinforce a strategic pivot toward global liquidity expansion, a prerequisite for restructuring sovereign debt, capital flows, and reserve frameworks.
Pillar 2 — East-West Divergence: China’s structural slowdown and stimulus plans amplify pressure for non-dollar settlement systems, supporting a broader multipolar financial architecture.
This is not just politics — it’s global finance restructuring before our eyes.
Seeds of Wisdom Team
Newshounds News™ Exclusive
Sources
Financial Times – “China Signals Concern Over Falling Investment”
Reuters – “European Shares Head for Third Weekly Win on Fed Cut Optimism”
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‘The Unit’ Makes BRICS Gold-Backed Unified Currency Real
BRICS launches a gold-anchored digital settlement prototype — “The Unit” — aiming to reduce dollar reliance through a 40% gold / 60% currency-basket design.
Overview
Prototype launch & structure: The Unit launched as a working prototype (100 Units initially issued by IRIAS) and uses a 40-gram gold + 60% BRICS-currency basket reserve model.
Settlement role, not replacement: Designed as a trade settlement instrument (Cardano-based) that does not replace national currencies but reduces reliance on the U.S. dollar.
Immediate market effects: The pilot has already boosted gold demand for reserve backing and shifted settlement flows among BRICS members, with the Unit’s value adjusting to 0.9823 g of gold per Unit (Dec 2025).
Key Developments
Technical implementation: IRIAS engineered The Unit on the Cardano blockchain and announced the initiative in November 2025, creating a neutral cross-border settlement mechanism.
Reserve composition & membership: Reserve basket blends 40g physical gold with equal weightings of Brazil’s Real, China’s Yuan, India’s Rupee, Russia’s Ruble, and South Africa’s Rand; the bloc of ten members (BRICS + Egypt, Ethiopia, Indonesia, Iran, UAE) are implicated in settlement trials.
Central-bank accumulation: Major BRICS central banks (notably Russia and China) have increased gold holdings, strengthening credibility for a gold-anchored settlement layer.
Political caution: President Putin urged a careful, gradual approach—citing Eurozone lessons and saying BRICS has no immediate goal of a single currency rollout.
Liquidity & coordination limits: Gold’s lower liquidity vs fiat, diverse member exchange-rate regimes, capital controls, and the need for cross-member regulatory/infrastructure coordination remain major constraints.
Why It Matters
The Unit represents a structural attempt to rewire international settlement mechanics away from dollar-centric corridors. Even as a pilot, it shifts how reserves are used (active settlement vs passive storage) and forces policy, market, and central-bank responses that accelerate global finance restructuring — not only in trade invoicing but in strategic reserve accumulation and geopolitical leverage.
Implications for the Global Reset
Pillar 1 — Reserve Recomposition: A move from fiat/dollar reserves toward gold-backed settlement units forces central banks to reallocate reserves, intensifying global gold demand and altering currency risk profiles.
Pillar 2 — Alternative Settlement Architecture: Establishing a Cardano-based, gold-anchored settlement layer creates a parallel payment and trade infrastructure that reduces exposure to U.S. banking corridors and sanctions leverage.
This is not just politics — it’s global finance restructuring before our eyes.
Seeds of Wisdom Team
Newshounds News™ Exclusive
Sources
Watcher Guru – “The Unit Makes BRICS Gold-Backed Unified Currency Real”
Watcher Guru -- "US Dominance Will End Through Non-Conditional Financing by BRICS Bank"
~~~~~~~~~~
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Seeds of Wisdom RV and Economics Updates Thursday Evening 12-11-25
Good Evening Dinar Recaps,
China Signals Trade Pushback as Tariff Disputes Intensify
Beijing warns against protectionist tariffs amid record $1 trillion trade surplus, raising global supply chain concerns
Good Evening Dinar Recaps,
China Signals Trade Pushback as Tariff Disputes Intensify
Beijing warns against protectionist tariffs amid record $1 trillion trade surplus, raising global supply chain concerns
Overview
China’s exports surged in 2025, producing a record $1 trillion trade surplus.
The Chinese Premier publicly urged trading partners to resist protectionist tariffs from the U.S. and EU.
Persistent disputes may fracture global supply chains and accelerate regional trade blocs.
Analysts warn that continued tariff escalation could reshape global commerce and investor strategies.
Key Developments
Record-breaking trade surplus
China’s trade surplus reached $1 trillion in 2025, highlighting the scale of its export-driven economy and prompting concern among trading partners.
Official warning on tariffs
The Chinese Premier stressed that protectionist measures risk destabilizing global economic governance, signaling a potential policy clash with Western powers.
Market and supply chain implications
Businesses and investors are assessing disruption risks to manufacturing hubs, rising input costs, and accelerated supply chain diversification toward alternative regions.
International oversight and commentary
The International Monetary Fund cautioned China to rebalance toward domestic consumption to reduce reliance on exports and prevent further trade friction globally.
Why It Matters
Heightened trade tensions between China and Western economies are a structural driver of economic fragmentation, influencing global supply chains, investment flows, and diplomatic alignments, while encouraging alternative regional blocs.
Implications for the Global Reset
Pillar 1: Fragmentation of Trade Networks
Rising tariffs push economies toward regionalization and political alignment, reducing reliance on globalized supply chains.
Pillar 2: Multipolar Economic Realignment
China’s resistance to Western tariff pressure underscores a shift toward a multipolar global economy, challenging U.S.-led trade norms and creating new geopolitical balances.
This is not just politics — it’s global finance restructuring before our eyes.
Seeds of Wisdom Team
Newshounds News™ Exclusive
Sources
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Central Bank Uncertainty Drives Safe-Haven Demand
Investors seek gold, high-quality bonds, and currency buffers amid unclear monetary policy
Overview
Heightened uncertainty about central bank interest rate decisions is influencing investor behavior globally.
Demand for safe-haven assets like gold, government bonds, and select currencies is rising.
Volatility in equity and currency markets reflects growing concerns over policy shifts and inflation expectations.
Financial institutions and traders are adjusting portfolios to hedge against potential market disruptions.
Key Developments
Investors flock to safe-haven assets
Markets are witnessing increased buying of gold and high-quality sovereign bonds as investors respond to ambiguous signals from central banks.
Monetary policy ambiguity
Uncertainty over Federal Reserve rate guidance and potential European Central Bank adjustments is creating volatility in global equity and currency markets.
Impact on global markets
Rising safe-haven demand is affecting commodity prices, FX flows, and bond yields, highlighting the interconnected nature of monetary policy and investor behavior.
Portfolio strategy shifts
Traders and institutional investors are hedging risk with diversified positions, including gold ETFs, U.S. Treasuries, and other low-risk assets to safeguard against potential market shocks.
Why It Matters
Central bank policy uncertainty can amplify market volatility, impact funding costs, and influence cross-border capital flows. Safe-haven trends often signal broader economic caution and can reshape investor priorities and global asset allocations.
Implications for the Global Reset
Pillar 1: Asset Reallocation
Increased safe-haven demand signals a reallocation of global capital toward low-risk and strategic assets, potentially reducing liquidity for riskier emerging markets.
Pillar 2: Monetary Policy Influence on Global Finance
Central bank decisions directly shape interest rates, currency strength, and investor confidence, underscoring the critical role of monetary policy in the evolving global financial architecture.
This is not just politics — it’s global finance restructuring before our eyes.
Seeds of Wisdom Team
Newshounds News™ Exclusive
Sources
Morningstar – “European Midday Briefing: Stocks Decline as Focus Turns to Federal Reserve Policy”
SWP – “Gold’s Stability Tested: Central Bank Buying and Policy Expectations Drive Weekly Moves”
~~~~~~~~~~
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The Real Reason the Fed Just Ended QT
The Real Reason the Fed Just Ended QT
Heresy Financial: 12-11-2025
The Federal Reserve has officially ended its period of quantitative tightening (QT) as of December 1, 2025, marking a significant shift in monetary policy. QT, which involved shrinking the Fed’s balance sheet by allowing assets to mature without reinvestment, has given way to a more nuanced approach.
But what does this mean for the economy, and what’s driving the Fed’s decision?
The Real Reason the Fed Just Ended QT
Heresy Financial: 12-11-2025
The Federal Reserve has officially ended its period of quantitative tightening (QT) as of December 1, 2025, marking a significant shift in monetary policy. QT, which involved shrinking the Fed’s balance sheet by allowing assets to mature without reinvestment, has given way to a more nuanced approach.
But what does this mean for the economy, and what’s driving the Fed’s decision?
The end of QT doesn’t signal an impending financial or liquidity crisis, as some market observers have suggested. Rather, it’s a deliberate move to stabilize the Fed’s balance sheet, similar to the period between 2015 and 2017. The Fed’s reverse repo facility hitting zero and occasional taps on the repo facility by banks are simply a reflection of normal operational liquidity management.
The Fed has established standing repo facilities to prevent acute liquidity crises by supplying banks with unlimited overnight liquidity. This means that the banking system is well-equipped to handle liquidity needs, and the risk of a crisis is low.
The Fed’s approach to ending QT is multifaceted. While it’s continuing to wind down its mortgage-backed securities (MBS) holdings, it is rolling over maturing Treasury securities by reinvesting repayments into new Treasury bills. This dual strategy effectively injects liquidity into the government borrowing market, making it easier and cheaper for the government to borrow.
The overall balance sheet will remain stable, but with a shift in liquidity distribution between sectors. The Fed is withdrawing liquidity from the mortgage market while supporting government borrowing. This has significant implications for the economy and financial markets.
The underlying driver of the Fed’s policies is the government’s insatiable appetite for debt financing. The Federal Reserve Reform Act of 1977 mandates the Fed to maintain monetary growth commensurate with the economy’s long-run productive capacity, effectively ensuring continuous expansion of the money supply.
The Fed’s triple mandate – maximum employment, stable prices, and moderate long-term interest rates – serves the government’s fiscal needs by maximizing the tax base, maintaining inflation to reduce real debt burdens, and keeping borrowing costs manageable. This framework explains why QT is ending, MBS holdings are still being wound down, Treasury bill purchases continue, bank deregulation is underway, and interest rate cuts are imminent.
Looking ahead, short-term interest rates are expected to decline significantly in 2026, driven by leadership changes at the Fed and political pressures to ease monetary policy. Jerome Powell’s term ends in 2026, and new leadership is pushing for deregulation of banks to allow them to effectively perform QE by buying unlimited Treasuries, bypassing Fed balance sheet expansion.
Meanwhile, long-term Treasury yields are rising despite falling short-term rates, causing a steepening yield curve. This reflects market expectations of future inflation driven by the government’s need to borrow and spend using newly created money.
The end of QT marks a significant shift in monetary policy, driven by the government’s need for debt financing and the Fed’s mandate to support the economy. While fears of deflation and default may be misplaced, the implications for real purchasing power and quality of life are complex.
As the Fed continues to navigate the complexities of monetary policy, one thing is clear: the money supply will continue to expand, supporting rising asset prices and reducing defaults. But what does this mean for the average investor and consumer?
Stay tuned for further insights and analysis.
Seeds of Wisdom RV and Economics Updates Thursday Afternoon 12-11-25
Good Afternoon Dinar Recaps,
Tariff Tensions Surge as China Warns Against Protectionism
Beijing pushes back on tariff escalation amid record trade surplus, deepening global trade friction risks
Overview
China’s exports and trade surplus reached unprecedented levels in 2025.
The nation’s leadership publicly challenged rising tariff pressures from the U.S. and EU.
Global supply chains face heightened uncertainty due to intensifying trade disputes.
Analysts warn that protectionist moves risk fragmentation of global commerce.
Good Afternoon Dinar Recaps,
Tariff Tensions Surge as China Warns Against Protectionism
Beijing pushes back on tariff escalation amid record trade surplus, deepening global trade friction risks
Overview
China’s exports and trade surplus reached unprecedented levels in 2025.
The nation’s leadership publicly challenged rising tariff pressures from the U.S. and EU.
Global supply chains face heightened uncertainty due to intensifying trade disputes.
Analysts warn that protectionist moves risk fragmentation of global commerce.
Key Developments
China reports record trade surplus
China’s trade surplus surpassed the $1 trillion mark in 2025, raising concerns among global partners about imbalanced trade and economic competitiveness.
Beijing pushes back on tariff rhetoric
China’s Premier urged trading partners to avoid protectionist tariffs, stressing the importance of stable global trade governance for sustainable economic growth.
Market and supply chain implications emerge
Investors and businesses are monitoring the fallout, as tariff tensions could disrupt manufacturing hubs, increase costs, and accelerate supply chain diversification toward alternative regions.
International bodies weigh in
The IMF urged China to rebalance toward domestic consumption, warning that continued export-dependence may intensify global trade tensions.
Why It Matters
Tariff escalation between China, the U.S., and Europe is becoming a structural driver of global economic fragmentation — altering supply chains, investment flows, and diplomatic alignment as the world reorganizes into competing trade blocs.
Implications for the Global Reset
Pillar 1: Fragmentation of Trade Networks
Reinforced tariff barriers speed the shift away from globalization toward regional, politically aligned supply chains.
Pillar 2: Realignment of Economic Power
China’s defense of its trade position highlights the accelerating multipolar restructuring of global economic governance.
This is not just politics — it’s global finance restructuring before our eyes.
Seeds of Wisdom Team
Newshounds News™ Exclusive
Sources
~~~~~~~~~~
U.S. Explores C5 Bloc Including BRICS Members
Trump administration considers creating an alternative to G7 with BRICS integration
Overview
The U.S. is reportedly exploring a new alliance called C5 that could include BRICS founding members alongside the U.S. and Japan.
C5 would stand for “Core 5” and aims to challenge the traditional G7 framework.
Discussions signal potential closer U.S. engagement with BRICS countries, aligning with strategic economic and tech interests.
The initiative remains conceptual and evolving, with no formal agreements finalized.
Key Developments
Concept of C5 emerges
The idea was floated by former President Trump to create a five-nation bloc including the U.S., China, Russia, India, and Japan, potentially as a G7 alternative.
Strategic and technological alignment
C5 could facilitate deals like the recent Nvidia AI H200 chip sale to China, which benefits U.S. firms while advancing China’s tech capabilities, reflecting the strategic dimensions of the initiative.
Political signaling
Trump’s statements emphasize that traditional institutions like the G7 or UN Security Council may no longer fit current global dynamics, highlighting the potential need for new multipolar forums.
Ongoing uncertainty
No formal discussions have confirmed the exact members or structure. Russian President Putin has indicated no intention to rejoin the G7, making the C5 concept largely exploratory.
Why It Matters
C5 discussions underscore the evolving geopolitical landscape where emerging powers (BRICS) and the U.S. may collaborate in new frameworks, challenging existing Western-led institutions and potentially reshaping international economic and diplomatic alignments.
Implications for the Global Reset
Pillar 1: Multipolar Alliance Development
Emerging alliances like C5 could redefine economic and strategic partnerships, creating alternative centers of influence outside traditional Western blocs.
Pillar 2: Technology and Trade Leverage
Closer U.S.–BRICS engagement in tech deals and resource access strengthens competitive leverage and influences global industrial dynamics.
This is not just politics — it’s global finance restructuring before our eyes.
Seeds of Wisdom Team
Newshounds News™ Exclusive
Source
~~~~~~~~~~
U.S.-Backed Peace Deal Opens DRC Mineral Access Amid Ongoing Uncertainty
Trump-era diplomacy seeks strategic mineral access, but fighting and sanctions questions persist
Overview
The U.S.-brokered peace agreement aimed to stabilize eastern DR Congo and provide preferential access for U.S. companies to strategic minerals like cobalt, copper, and tin.
These minerals are critical for EVs, batteries, and tech supply chains, making access geopolitically significant.
Despite the deal, rebels have resumed fighting, creating uncertainty around implementation.
DRC officials suggest sanctions may be needed to salvage the agreement, underscoring risks to both stability and resource access.
Key Developments
Peace deal brokered by U.S. administration
The agreement intended to end hostilities between the Congolese government and armed rebel groups, particularly M23, while securing resource access for strategic industries.
Strategic minerals access
The deal specifically enables U.S. companies to obtain minerals essential for electric vehicles, battery technology, and high-tech manufacturing, positioning the U.S. for a strategic advantage in global supply chains.
Ongoing conflict threatens implementation
Despite the agreement, recent reports confirm rebels capturing territory and renewed clashes, raising questions about the deal’s durability and enforcement on the ground.
Sanctions discussed as a tool
The Congolese foreign minister has indicated that additional sanctions may be necessary to enforce compliance and restore credibility to the peace process, signaling that the agreement remains precarious.
Why It Matters
Access to strategic minerals from DR Congo has global implications for technology supply chains, energy transition, and geopolitical leverage. Even partial implementation strengthens U.S. influence, while ongoing conflict introduces risk that could disrupt markets and delay resource availability.
Implications for the Global Reset
Pillar 1: Strategic Resource Realignment
Control over cobalt, copper, and tin enables the U.S. to secure critical supply chains independent of traditional competitors, reinforcing a shift in global industrial power.
Pillar 2: Conflict-Driven Market Volatility
Uncertainty around peace enforcement and rebel activity can impact commodity markets, supply contracts, and investor confidence, accelerating regional and global realignment in energy and tech sectors.
This is not just politics — it’s global finance restructuring before our eyes.
Seeds of Wisdom Team
Newshounds News™ Exclusive
Sources
Financial Times – “DR Congo peace deal gives U.S. preferential access to strategic minerals”
Reuters – “Congo’s top diplomat says sanctions needed to salvage Trump’s peace push”
~~~~~~~~~~
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Inflation Tops Retirement Worries for Americans
Inflation Tops Retirement Worries for Americans, but Financial Advisors Disagree
Gabrielle Olya Mon, December 8, 2025 GOBankingRates
Planning for retirement means preparing for risks that could derail your financial security — but Americans and financial advisors don’t agree on what those risks are. A new report from the Alliance for Lifetime Income reveals a surprising disconnect that may be putting long-term security in jeopardy.
According to average Americans and their advisors, here’s a look at the biggest retirement risks.
Inflation Tops Retirement Worries for Americans, but Financial Advisors Disagree
Gabrielle Olya Mon, December 8, 2025 GOBankingRates
Planning for retirement means preparing for risks that could derail your financial security — but Americans and financial advisors don’t agree on what those risks are. A new report from the Alliance for Lifetime Income reveals a surprising disconnect that may be putting long-term security in jeopardy.
According to average Americans and their advisors, here’s a look at the biggest retirement risks.
Why Americans Fear Inflation Most
According to the report, consumers’ No. 1 concern when it comes to retirement is inflation, with 63% seeing this as a retirement risk. However, advisors don’t list inflation as a top risk at all. Instead, they see the biggest retirement risks as outliving savings (56%) and market volatility (51%).
“Despite the obvious disconnect, both are right for different reasons,” said Cyrus Bamji, chief strategy and communications officer at the Alliance for Lifetime Income. “Consumers and advisors emphasize different risks because they feel, experience and understand them from different perspectives.”
Bamji noted that consumers feel inflation directly in their day-to-day lives and expenses, so to them, higher prices become the most immediate and tangible threat.
“It’s emotionally charged, and we’ve been living through it for almost four years now,” he said. “Unfortunately, research shows that most people underestimate how long they’ll live, which makes inflation feel like the dominant, immediate worry rather than a long-term planning issue.”
What Advisors See as the Real Retirement Risks
TO READ MORE: https://finance.yahoo.com/news/inflation-tops-retirement-worries-americans-161207155.html
This will Bring Down the Entire Financial System
This will Bring Down the Entire Financial System
Daniela Cambone: 12-10-2025
The United States is on the brink of a deep economic crisis, far worse than what is publicly acknowledged. This is according to Mitch Vexler, a commercial real estate developer and president of Mockingbird Properties, in a recent interview with Daniela Cambone of ITM Trading.
Vexler’s warning is based on his identification of 50 critical issues that are currently plaguing the American economy, including a looming $2 trillion commercial real estate maturity wall, massive impaired bank loans, and fraudulent school district bonds.
This will Bring Down the Entire Financial System
Daniela Cambone: 12-10-2025
The United States is on the brink of a deep economic crisis, far worse than what is publicly acknowledged. This is according to Mitch Vexler, a commercial real estate developer and president of Mockingbird Properties, in a recent interview with Daniela Cambone of ITM Trading.
Vexler’s warning is based on his identification of 50 critical issues that are currently plaguing the American economy, including a looming $2 trillion commercial real estate maturity wall, massive impaired bank loans, and fraudulent school district bonds.
At the heart of the crisis is the widespread use of property tax systems through manipulated appraisals and school district bonds.
Vexler describes these bonds as a “second mortgage” that strips homeowners’ equity, leaving them vulnerable to financial shocks. The situation is further exacerbated by exploding property taxes, which are pushing homeowners to the edge.
Vexler warns of a credit crisis and potential depression worse than the one experienced in 2007-2008, driven by systemic fraud and institutional failures.
He points to the recent actions of Texas Attorney General Ken Paxton, who launched a probe into nearly 1,000 cities’ finances under transparency laws, as a potential starting point for exposing the fraud. However, Vexler emphasizes that this is not a solution in itself and that structural reform is needed to address the crisis.
One potential solution, according to Vexler, is to repeal property taxes in favor of uniform state sales taxes.
This would help restore fairness and transparency to the tax system, which is currently riddled with corruption. Vexler also critiques the Federal Reserve’s role in perpetuating economic instability and the loss of purchasing power of the U.S. dollar.
The crisis is not limited to the United States, with global economic concerns such as the BRICS countries piloting gold-backed currencies and central banks accumulating gold.
Vexler underscores that real money must be backed by tangible assets, warning against speculative cryptocurrencies. He also links these financial pressures to sociopolitical instability, including potential food shortages, farmer bankruptcies, and civil unrest in North America and Europe.
Despite the grim outlook, Vexler encourages citizens to become active at the local level, demanding transparency and accountability from school districts and officials to prevent further systemic collapse.
He calls for criminal accountability for those involved in fraud and urges a hybrid solution involving federal and state cooperation to address the $5.1 trillion school bond fraud crisis.
Ultimately, Vexler stresses that the economic future depends on whether society chooses to confront these systemic issues or continues down the path toward a greater depression or worse. As he so aptly puts it, the choice is ours.
To learn more about the looming economic crisis and Vexler’s insights, watch the full video interview with ITM Trading. The conversation provides a detailed analysis of the current economic situation and offers a warning about the potential consequences of inaction.